Members First is an NCUA insured institution located in Midland, MI. It was founded in 1936 and has approximately $847.59 millions in assets.
Who can join?
All those persons who live, work, worship, or attend school or post-high school in the following Michigan counties: Midland, Clare, Gladwin, Isabella, Gratiot, Osceola, Saginaw, or Bay.
Employees and students of the schools in the County of Midland, Michigan, and the Midland City Education Association
Employees and students of Delta College, Saginaw-Bay City, Michigan, who live or work in the County of Midland, Michigan.Employees or members of employer groups or other organized groups, which are located within 25 Miles of the credit union’s main office.
Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to, a retirement organization located in the county or in a county contiguous to the county where the credit union’s main office is located.
Employees of this credit union.
Immediate family of existing Members First Credit Union members.
Organizations incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.
A spouse of a deceased member may be elected to membership at any time prior to remarriage.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 62076 |
Date Established | 1936 |
Assets | $847.59 million |
Loans | $609.77 million |
Deposits | $729.68 million |
Capital | $77.29 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.17% | $2,500 | $4,999 |
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|
Money Market
|
0.17% | $2,500 | $2,999 |
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|
Money Market
|
0.22% | $10,000 | $14,999 |
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|
Money Market
|
0.26% | $25,000 | $29,999 |
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|
Premium Money Market Account
|
0.32% | $10,000 | $14,999 |
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|
Premium Money Market Account
|
0.36% | $25,000 | $34,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.69% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.69% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Members First
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.993% | 6.875% | 1.00 | $3,852 | $2,103 | Learn More |
NMLS ID: 3030 |
7.313% | 7.250% | 0.63 | $2,000 | $2,183 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Members First
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Members First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
261.16 | A | View Lobby Hours | |
263.52 | B | View Lobby Hours | |
266.55 | C | View Lobby Hours | |
268.37 | D | View Lobby Hours | |
283.16 | E | View Lobby Hours | |
288.95 | F | View Lobby Hours | |
297.44 | G | View Lobby Hours |
MEMBERS FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Members First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Members First | U.S. Average |
---|---|
4.92% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Members First had $3,892,928 in non-current loans and $56,426 in owned assets. To cover these potential losses it had $77,290,658 in net worth and $3,036,235 in loans loss reserves. That gives it a Texas Ratio of 4.92%.
Members First | U.S. Average |
---|---|
9.09% | 13.93% |
Members First FCU has a net worth of 9.09% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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