P O Box 20040
Charleston, WV 25362
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Members Choice Wv is an NCUA insured institution located in Charleston, WV. It was founded in 1942 and has approximately $89.21 millions in assets.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 4969 |
Date Established | 1942 |
Assets | $89.21 million |
Loans | $38.76 million |
Deposits | $69.96 million |
Capital | $18.85 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.10% | $2,500 | $4,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Members Choice Wv
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.960% | 6.875% | 0.63 | $2,764 | $2,103 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.966% | 6.875% | 0.50 | $3,145 | $2,103 | Learn More |
NMLS ID: 3030 |
7.338% | 7.250% | 0.88 | $2,800 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 6.990 % After Intro: 6.990 % |
$0 |
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More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Members Choice Wv
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Below are Members Choice Wv branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|
MEMBERS CHOICE WV is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Members Choice Wv. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Members Choice Wv | U.S. Average |
---|---|
2.04% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Members Choice Wv had $365,019 in non-current loans and $24,675 in owned assets. To cover these potential losses it had $18,847,014 in net worth and $285,663 in loans loss reserves. That gives it a Texas Ratio of 2.04%.
Members Choice Wv | U.S. Average |
---|---|
21.13% | 13.93% |
Members Choice Wv FCU has a net worth of 21.13% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Members Choice Wv
lanhamjerry50@yahoo.com
April 24, 2020
Why do u say your 12 month cd rate is1.26 and when I called to check on 1 I was told it is .30
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