Members Choice Wv Federal Credit Union
Headquarters
P O Box 20040
Charleston, WV 25362
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2024 Overview
General Credit Union Information
Members Choice Wv is an NCUA insured institution located in Charleston, WV. It was founded in 1942 and has approximately $89.21 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 4969 |
| Date Established | 1942 |
| Assets | $89.21 million |
| Loans | $38.76 million |
| Deposits | $69.96 million |
| Capital | $18.85 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in Kanawha County, West Virginia.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Members Choice Wv
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Members Choice Wv
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Branches
Below are Members Choice Wv branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Members Choice Wv Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
MEMBERS CHOICE WV is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Members Choice Wv Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Members Choice Wv. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Members Choice Wv | U.S. Average |
|---|---|
| 2.04% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Members Choice Wv had $365,019 in non-current loans and $24,675 in owned assets. To cover these potential losses it had $18,847,014 in net worth and $285,663 in loans loss reserves. That gives it a Texas Ratio of 2.04%.
Net Worth
| Members Choice Wv | U.S. Average |
|---|---|
| 21.13% | 13.93% |
Members Choice Wv FCU has a net worth of 21.13% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Members Choice Wv
lanhamjerry50@yahoo.com
April 24, 2020
Why do u say your 12 month cd rate is1.26 and when I called to check on 1 I was told it is .30
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