Members Choice Credit Union

Headquarters

18211 Katy Fwy
Houston, TX 77094
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 2.00% 4.80% →
2-Year CD 2.00% 4.25% →
5-Year CD 3.00% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Members Choice is an NCUA insured institution located in Houston, TX. It was founded in 1941 and has approximately $745.74 millions in assets.

Who can join?

The credit union serves more than 100 employee groups and associations, as well as the following community areas:

Katy, Cy-Fair, Harris County West of I45, and Kingwood/Humble

NCUA Insured Yes / State-Chartered
Charter Number # # 67508
Date Established 1941
Assets $745.74 million
Loans $543.02 million
Deposits $585.64 million
Capital $59.07 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or own a business operating in west Houston, Katy, or Cy-Fair, Texas.

Deposit Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.05% $100 - Learn More
Money Market
0.10% $2,000 $9,999 Learn More
Money Market
0.10% $10,000 $49,999 Learn More
Money Market
0.15% $50,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.75% $500 $49,999 Learn More
6 Mo CD
1.75% $50,000 - Learn More
9 Month Promotional
4.35% $500 $500,000 Learn More
12 Mo CD
2.00% $500 $49,999 Learn More
12 Mo CD
2.00% $50,000 - Learn More
14 Month Promotional
4.35% $500 $500,000 Learn More
18 Mo CD
2.00% $500 $49,999 Learn More
18 Mo CD
2.00% $50,000 - Learn More
24 Mo CD
2.00% $500 $49,999 Learn More
24 Mo CD
2.00% $50,000 - Learn More
36 Mo CD
2.75% $500 $49,999 Learn More
36 Mo CD
2.75% $50,000 - Learn More
48 Mo CD
4.00% $500 $49,999 Learn More
48 Mo CD
4.00% $50,000 - Learn More
60 Mo CD
3.00% $500 $49,999 Learn More
60 Mo CD
3.00% $50,000 - Learn More
Variable IRA Rates APY MIN MAX
IRA
0.25% $5 - Learn MoreShow Less

Loan Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Members Choice

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.380% 6.250% 0.88 $4,400 $1,971 Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.984% 6.875% 0.88 $3,545 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.200% 7.125% 0.75 $2,400 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Members Choice
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Members Choice branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Members Choice Locations around zip code 43085




Climate Policy and Initiatives

MEMBERS CHOICE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Members Choice Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members Choice. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members Choice U.S. Average
5.90% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Members Choice had $3,789,588 in non-current loans and $7,562 in owned assets. To cover these potential losses it had $59,072,315 in net worth and $5,311,183 in loans loss reserves. That gives it a Texas Ratio of 5.90%.

Net Worth
Members Choice U.S. Average
7.9% 13.93%

Members Choice FCU has a net worth of 7.9% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Members Choice

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