2024 Overview
General Credit Union Information
Max is an NCUA insured institution located in Montgomery, AL. It was founded in 1955 and has approximately $2135.94 millions in assets.
Who can join?
If you live, work, worship, or go to school in any of the following Central Alabama River Region counties, or have a relative who is a MAX member, you qualify for a MAX membership.
Autuaga, Chambers, Crenshaw, Lee, Montgomery, Bullock, Chilton, Dallas, Lowndes, Pike, Butler, Coosa, Elmore, Macon, Tallapoosa
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68575 |
| Date Established | 1955 |
| Assets | $2,135.94 million |
| Loans | $1,184.79 million |
| Deposits | $1,895.54 million |
| Capital | $284.51 million |
Field of Membership Restrictions
Membership in MAX Credit Union is open to those who live, work, attend school, or worship in Autauga, Bullock, Butler, Chambers, Chilton, Coosa, Crenshaw, Dallas, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, Shelby, or Tallapoosa Counties in Alabama and Chattahoochee, Harris, Marion, Muscogee, or Troup Counties in Georgia.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | - |
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|
|
Premium Money Market Account
|
0.25% | $10,000 | $14,999 |
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|
|
Premium Money Market Account
|
0.40% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $500 | - |
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|
| 12 Mo CD
|
0.50% | $500 | - |
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|
| 18 Mo CD
|
0.60% | $500 | - |
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|
| 24 Mo CD
|
0.80% | $500 | - |
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|
| 36 Mo CD
|
0.80% | $500 | - |
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|
| 48 Mo CD
|
0.80% | $500 | - |
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|
| 60 Mo CD
|
1.00% | $500 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.25% | $2,500 | $3,499 | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Max
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Max
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Max branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Max Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 436.62 | A | View Lobby Hours | |
| 523.58 | B | View Lobby Hours | |
| 524.62 | C | View Lobby Hours | |
| 532.33 | D | View Lobby Hours | |
| 541.84 | E | View Lobby Hours | |
| 544.95 | F | View Lobby Hours | |
| 548.75 | G | View Lobby Hours | |
| 549.73 | H | View Lobby Hours | |
| 550.33 | I | View Lobby Hours | |
| 552.43 | J | View Lobby Hours | |
| 552.93 | K | View Lobby Hours | |
| 553.37 | L | View Lobby Hours | |
| 553.39 | M | View Lobby Hours | |
| 553.58 | N | View Lobby Hours | |
| 554.38 | O | View Lobby Hours | |
| 557.71 | P | View Lobby Hours |
Climate Policy and Initiatives
MAX is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Max Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Max. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Max | U.S. Average |
|---|---|
| 3.61% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Max had $9,075,214 in non-current loans and $1,563,749 in owned assets. To cover these potential losses it had $284,512,553 in net worth and $9,805,073 in loans loss reserves. That gives it a Texas Ratio of 3.61%.
Net Worth
| Max | U.S. Average |
|---|---|
| 13.31% | 13.93% |
Max FCU has a net worth of 13.31% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Max
labierlynn0317@yahoo.com
October 19, 2019
They suck!
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