Mass Bay is an NCUA insured institution located in South Boston, MA. It was founded in 1936 and has approximately $355.69 millions in assets.
Who can join?
Membership at Mass Bay Credit Union is open to
• Anyone who lives or works within Norfolk County, Suffolk County, Abington, Everett, Hanover, Hingham, Lynn, Malden, Marshfield, Medford, Melrose, Norwell, Peabody, Rockland, Saugus, Scituate, Somerville, Stoneham and Whitman.
• Employees of entities affiliated with MassDOT
• Employees of entities affiliated with the MBTA
• Employees of entities who are members of labor unions affiliated with MassDOT and/or the MBTA
Your immediate family becomes eligible for membership, too.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 68137 |
Date Established | 1936 |
Assets | $355.69 million |
Loans | $295.10 million |
Deposits | $249.63 million |
Capital | $37.86 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
SAV
|
0.03% | $5 | $499 |
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|
Main Share
|
0.05% | $500 | $9,999 |
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|
Main Share
|
0.10% | $10,000 | - |
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|
Money Market
|
0.15% | $2,500 | $9,999 |
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|
Money Market
|
0.35% | $10,000 | $19,999 |
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|
Money Market
|
0.50% | $20,000 | $49,999 |
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|
Money Market
|
0.60% | $50,000 | $99,999 |
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|
Money Market
|
0.80% | $100,000 | $249,999 |
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|
Money Market
|
0.80% | $250,000 | - |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
5.00% | $500 | - |
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|
12 Mo CD
|
4.75% | $500 | - |
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|
18 Mo CD
|
3.00% | $500 | - |
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|
24 Mo CD
|
3.00% | $500 | - |
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|
36 Mo CD
|
2.65% | $500 | - |
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|
48 Mo CD
|
2.65% | $500 | - |
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|
60 Mo CD
|
3.35% | $500 | - |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
VIRA
|
0.03% | $0 | $499 | Learn More |
Share
|
0.05% | $500 | $9,999 | Learn More |
Share
|
0.10% | $10,000 | - | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
INTCK
|
0.03% | $5 | - | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Mass Bay
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1025894 |
6.956% | 6.875% | 0.63 | $2,642 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
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More Info |
Note to Mass Bay
To upload and update your bank's rates please register.
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Below are Mass Bay branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
653.98 | A | View Lobby Hours | |
654.84 | B | View Lobby Hours | |
655.17 | C | View Lobby Hours |
MASS BAY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Mass Bay. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Mass Bay | U.S. Average |
---|---|
4.48% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Mass Bay had $1,595,032 in non-current loans and $116,650 in owned assets. To cover these potential losses it had $37,863,364 in net worth and $345,256 in loans loss reserves. That gives it a Texas Ratio of 4.48%.
Mass Bay | U.S. Average |
---|---|
10.64% | 13.93% |
Mass Bay FCU has a net worth of 10.64% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Mass Bay
Patricia
September 15, 2021 |
The rates posted here is not the same. Check the credit union's web site for actual rates
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