Market Usa Federal Credit Union
Headquarters
8871 Gorman Rd, Ste 100
Laurel, MD 20723
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2024 Overview
General Credit Union Information
Market Usa is an NCUA insured institution located in Laurel, MD. It was founded in 1953 and has approximately $141.1 millions in assets.
Associates and retirees of the following organizations may become members of Market USA Federal Credit Union. In addition, immediate family or household members of associates and retirees of the organizations may also join the Credit Union. Immediate family members include a spouse, children, parents, grandparents, grandchildren, and siblings. We also encourage current Market USA FCU members to sponsor immediate family or household members for membership, so they too can take advantage of services available through the Credit Union.
Organizations within Market USA FCU's field of membership
Ahold Financial Services (AFS)
Ahold Information Services (AIS)
Ahold Real Estate Company
Ahold USA Support Services
Ahold USA, Inc.
American Sales Company (ASC)
Baltimore-Washington Conference of the United Methodist Church: Church Members; Clergy; Lay Pastors; and Employees
BI-LO, Inc.
Bruno's
C&S Wholesale
Giant Food Inc. - Landover
Giant Food Stores Inc. - Carlisle
J.Price International Truck, Inc.
K.Neal Associates
MAC Risk Management
Martin's
PeaPod, Inc.
Shabach Ministries
Stop & Shop
Summit Building Services, Inc.
Tops Market Inc.
US Food Service
For additional organizations that are eligible, please visit:
http://www.marketusafcu.com/membership/membership.aspx
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9003 |
| Date Established | 1953 |
| Assets | $141.10 million |
| Loans | $107.58 million |
| Deposits | $111.55 million |
| Capital | $26.76 million |
Field of Membership Restrictions
Membership in Market USA Federal Credit Union is open to those who live in Maryland, North Carolina, South Carolina, West Virginia, Virginia, Washington D.C., Georgia, Tennessee, and Pennsylvania. Membership is also open to employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
Deposit Rates - September 7, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.11% | $2,500 | $2,999 |
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|
|
Money Market
|
0.11% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| VIP Checking Platinum Tier | 4.50% | $0 | $0.00 | Learn More |
Loan Rates - September 7, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Market Usa
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
5.487% | 5.375% | 0.75 | $4,000 | $1,792 | Learn More |
NMLS ID: 6606 |
5.960% | 5.875% | 0.88 | $2,938 | $1,893 | Learn More |
NMLS ID: 1025894 |
6.080% | 5.990% | 0.75 | $3,097 | $1,917 | Learn More |
NMLS ID: 401822 |
6.151% | 6.000% | 0.63 | $5,200 | $1,919 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.990 %
|
$0 |
Learn More
More Info |
Note to Market Usa
To upload and update your bank's rates please register.
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Branches
Below are Market Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Market Usa Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 332.38 | A | View Lobby Hours | |
| 332.38 | B | View Lobby Hours | |
| 332.55 | C | View Lobby Hours | |
| 358.52 | D | View Lobby Hours |
Climate Policy and Initiatives
MARKET USA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Market Usa Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Market Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Market Usa | U.S. Average |
|---|---|
| 11.36% | 6.52 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2024, Market Usa had $2,927,635 in non-current loans and $290,321 in owned assets. To cover these potential losses it had $26,757,070 in net worth and $1,568,900 in loans loss reserves. That gives it a Texas Ratio of 11.36%.
Net Worth
| Market Usa | U.S. Average |
|---|---|
| 18.89% | 13.65% |
Market Usa FCU has a net worth of 18.89% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Market Usa
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