Louisiana Federal Credit Union
Our records indicate that this credit union has been acquired by ONPATH.
Headquarters
805 Robin Street
Laplace, LA 70068
See all branch locations →
2024 Overview
General Credit Union Information
Louisiana is an NCUA insured institution located in Laplace, LA. It was founded in 1935 and has approximately $409.23 millions in assets.
Who can join?
You are eligible to join Louisiana FCU if:
You work for (or are retired from) one of the union's Business Partner companies
You are a parent, grandparent, child, spouse, household affiliate* or sibling of a current Louisiana FCU member
*Household affiliate is defined as two individuals living in the same residence though not related. Proof of residency required.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 174 |
| Date Established | 1935 |
| Assets | $409.23 million |
| Loans | $317.40 million |
| Deposits | $353.30 million |
| Capital | $54.70 million |
Field of Membership Restrictions
Membership is open to employees of the companies in the Select Employer Group.
Deposit Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.50% | $10,000 | $14,999 |
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|
|
Money Market
|
0.50% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
1.26% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.31% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.31% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.36% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.61% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.46% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.46% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.56% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.56% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.61% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.61% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $1 | $99 | Learn More |
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Louisiana
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Louisiana
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Louisiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Louisiana Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 765.75 | A | View Lobby Hours | |
| 790.00 | B | View Lobby Hours | |
| 790.04 | C | View Lobby Hours | |
| 790.48 | D | View Lobby Hours | |
| 791.47 | E | View Lobby Hours | |
| 796.34 | F | View Lobby Hours |
Climate Policy and Initiatives
LOUISIANA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Louisiana Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Louisiana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Louisiana | U.S. Average |
|---|---|
| 12.47% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Louisiana had $6,137,149 in non-current loans and $1,022,468 in owned assets. To cover these potential losses it had $54,702,049 in net worth and $2,726,684 in loans loss reserves. That gives it a Texas Ratio of 12.47%.
Net Worth
| Louisiana | U.S. Average |
|---|---|
| 13.31% | 13.93% |
Louisiana FCU has a net worth of 13.31% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Louisiana
Clarenza22
August 11, 2021 |
Marie
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