Lone Star Credit Union

Headquarters

7508 Ferguson Rd
Dallas, TX 75228
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 4.20% 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD 4.80% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Lone Star is an NCUA insured institution located in Dallas, TX. It was founded in 1967 and has approximately $173.53 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68449
Date Established 1967
Assets $173.53 million
Loans $123.57 million
Deposits $158.51 million
Capital $15.56 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Hopkins, Delta, Kaufman, Hunt, Rains, and Rockwell counties or within a 10-mile radius of the credit union's Dallas branch.

Deposit Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Share Savings
0.10% $0 - Learn More
SAV
0.10% $100 - Learn More
Money Market
0.75% $2,500 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
4.20% $500 - Learn More
36 Mo CD
4.40% $500 - Learn More
60 Mo CD
4.80% $500 - Learn More

Loan Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Lone Star

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.984% 6.875% 0.88 $3,545 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.200% 7.125% 0.75 $2,400 $2,156 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Lone Star
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Lone Star branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Lone Star Locations around zip code 43085


BranchDistance Map View Lobby Hours

Greenville

840.74 A View Lobby Hours

Terrell

863.32 B View Lobby Hours

Ferguson Rd

879.61 C View Lobby Hours


Climate Policy and Initiatives

LONE STAR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Lone Star Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lone Star. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lone Star U.S. Average
4.59% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Lone Star had $593,602 in non-current loans and $139,500 in owned assets. To cover these potential losses it had $15,559,261 in net worth and $418,916 in loans loss reserves. That gives it a Texas Ratio of 4.59%.

Net Worth
Lone Star U.S. Average
8.96% 13.93%

Lone Star FCU has a net worth of 8.96% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Lone Star

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