Lion's Share Federal Credit Union
Headquarters
P.o. Box 278
Salisbury, NC 28145
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2024 Overview
General Credit Union Information
Lion's Share is an NCUA insured institution located in Salisbury, NC. It was founded in 1982 and has approximately $71.18 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24813 |
| Date Established | 1982 |
| Assets | $71.18 million |
| Loans | $54.12 million |
| Deposits | $63.95 million |
| Capital | $6.14 million |
Field of Membership Restrictions
Lion's Share FCU proudly serves the associates, and retirees, along with their immediate family members, of Delhaize America and it's banner companies: Food Lion, LLC, & Hannaford Brothers.
Deposit Rates - December 22, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.30% | $2,500 | $4,999 |
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|
|
Money Market
|
0.50% | $2,500 | $2,999 |
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|
|
Money Market
|
0.50% | $10,000 | $14,999 |
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|
|
Money Market
|
0.50% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $500 | - |
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|
| 12 Mo CD
|
0.50% | $500 | $49,999 |
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|
| 12 Mo CD
|
0.70% | $50,000 | - |
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|
| 24 Mo CD
|
0.60% | $500 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.20% | $1 | $99 | Learn More |
| Int Ckg
|
0.20% | $2,500 | $3,499 | Learn More |
Loan Rates - December 22, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Lion's Share
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Lion's Share
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Branches
Below are Lion's Share branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Lion's Share Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 323.78 | A | View Lobby Hours |
Climate Policy and Initiatives
LION'S SHARE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Lion's Share Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Lion's Share. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Lion's Share | U.S. Average |
|---|---|
| 23.10% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Lion's Share had $1,584,581 in non-current loans and $56,040 in owned assets. To cover these potential losses it had $6,139,687 in net worth and $962,678 in loans loss reserves. That gives it a Texas Ratio of 23.10%.
Net Worth
| Lion's Share | U.S. Average |
|---|---|
| 8.57% | 13.93% |
Lion's Share FCU has a net worth of 8.57% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Lion's Share
Bethany Williams
October 23, 2021 |
Excellent customer service from start to finish. I enjoyed working with Melinda Dillon, she goes above and beyond.
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