Lifetime Federal Credit Union
Headquarters
P.o. Box 833937
Richardson, TX 75083
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2024 Overview
General Credit Union Information
Lifetime is an NCUA insured institution located in Richardson, TX. It was founded in 1949 and has approximately $56.99 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 6012 |
| Date Established | 1949 |
| Assets | $56.99 million |
| Loans | $31.10 million |
| Deposits | $46.55 million |
| Capital | $10.30 million |
Field of Membership Restrictions
Membership is open to the following: 1) employees of Blue Cross and Blue Shield of Texas who work in, paid from, or supervised from Richardson, Texas; 2) employees of Availty, LLC who work or paid from Dallas, Texas; 3) employees of Health Care Service Corporation's wholly-owned subsidiaries who work in or are paid or supervised from Richardson, Texas. (membership requirements are listed in the credit union's online application)
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.21% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.64% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.64% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.86% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.86% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.06% | $2,500 | $3,499 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Lifetime
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Lifetime
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Branches
Below are Lifetime branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Lifetime Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 871.82 | A | View Lobby Hours | |
| 882.70 | B | View Lobby Hours | |
| 887.33 | C | View Lobby Hours |
Climate Policy and Initiatives
LIFETIME is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Lifetime Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Lifetime. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Lifetime | U.S. Average |
|---|---|
| 1.68% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Lifetime had $171,457 in non-current loans and $6,416 in owned assets. To cover these potential losses it had $10,301,533 in net worth and $265,330 in loans loss reserves. That gives it a Texas Ratio of 1.68%.
Net Worth
| Lifetime | U.S. Average |
|---|---|
| 18.02% | 13.93% |
Lifetime FCU has a net worth of 18.02% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Lifetime
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