Liberty Federal Credit Union
Headquarters
4401 Theater Dr
Evansville, IN 47715
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2024 Overview
General Credit Union Information
Liberty is an NCUA insured institution located in Evansville, IN. It was founded in 1936 and has approximately $4110.79 millions in assets.
Who can join?
In order to become a member of ETFCU, the applicant must:
Be employed by or retired from an employee group or be a member of an organization within the credit union's field of membership.
Be an immediate family member (spouse, child, brother, sister, parent, grandparent, or grandchild) of a person within our field of membership or someone having an existing account. Step and adoptive immediate family member relationships also qualify.
Share a household with someone (not necessarily a relative) within the credit union's field of membership or a person with an existing ETFCU account.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1682 |
| Date Established | 1936 |
| Assets | $4,110.79 million |
| Loans | $3,089.76 million |
| Deposits | $2,940.59 million |
| Capital | $405.96 million |
Field of Membership Restrictions
Membership in Evansville Teachers Federal Credit Union is open to anyone through making a $5 donation to Mater Dei Friends & Alumni Association. Membership is also open to employees of Evansville Teachers Association, Evansville Museum, Gibson County, and over 200 area Select Employer Groups.
Deposit Rates - November 7, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.01% | $200 | - |
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|
|
Money Market
|
0.15% | $1,000 | $9,999 |
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|
|
Money Market
|
0.20% | $10,000 | $24,999 |
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|
|
Money Market
|
0.30% | $25,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.80% | $1,000 | - |
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|
| 8 Month
|
1.45% | $1,000 | - |
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|
| 12 Mo CD
|
1.45% | $1,000 | - |
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|
| 17 Month
|
5.10% | $1,000 | - |
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|
| 18 Mo CD
|
1.55% | $1,000 | - |
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|
| 24 Mo CD
|
1.65% | $1,000 | - |
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|
| 30 Mo CD
|
1.65% | $1,000 | - |
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|
| 36 Mo CD
|
3.00% | $1,000 | - |
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|
| 48 Mo CD
|
3.00% | $1,000 | - |
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|
| 60 Mo CD
|
3.00% | $1,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.01% | $500 | - | Learn More |
| INTCK
|
0.15% | $10,000 | $24,999 | Learn More |
Loan Rates - November 7, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Liberty
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.993% | 6.875% | 1.00 | $3,852 | $2,103 | Learn More |
NMLS ID: 3030 |
7.313% | 7.250% | 0.63 | $2,000 | $2,183 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Liberty
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Branches
Below are Liberty branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Liberty Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 255.54 | A | View Lobby Hours | |
| 267.69 | B | View Lobby Hours | |
| 268.27 | C | View Lobby Hours | |
| 270.11 | D | View Lobby Hours | |
| 274.35 | E | View Lobby Hours | |
| 277.49 | F | View Lobby Hours | |
| 281.35 | G | View Lobby Hours | |
| 282.41 | H | View Lobby Hours | |
| 294.77 | I | View Lobby Hours |
Climate Policy and Initiatives
LIBERTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Liberty Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Liberty. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Liberty | U.S. Average |
|---|---|
| 0.75% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Liberty had $3,055,542 in non-current loans and $5,000 in owned assets. To cover these potential losses it had $405,955,424 in net worth and $4,055,364 in loans loss reserves. That gives it a Texas Ratio of 0.75%.
Net Worth
| Liberty | U.S. Average |
|---|---|
| 9.87% | 13.93% |
Liberty FCU has a net worth of 9.87% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Liberty
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