Lebanon Federal Credit Union
Headquarters
120 S 16th St
Lebanon, PA 17042
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2024 Overview
General Credit Union Information
Lebanon is an NCUA insured institution located in Lebanon, PA. It was founded in 1969 and has approximately $491.06 millions in assets.
Who can join?
If you live, work, worship or attend school in or have a business or other legal entity in Lebanon County, you are eligible to join the credit union. Once you become a member, individuals in your family also become eligible to join.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 19510 |
| Date Established | 1969 |
| Assets | $491.06 million |
| Loans | $361.70 million |
| Deposits | $455.13 million |
| Capital | $43.72 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in or have a business or other legal entity in Lebanon County.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Special: 15 Mo FIRA
|
2.00% | $500 | - | Learn More |
| Special: 25 Mo FIRA
|
2.10% | $500 | - | Learn More |
| Special: 42 Mo FIRA
|
2.15% | $500 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Lebanon
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Lebanon
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Branches
Below are Lebanon branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Lebanon Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 349.81 | A | View Lobby Hours | |
| 351.18 | B | View Lobby Hours | |
| 356.74 | C | View Lobby Hours |
Climate Policy and Initiatives
LEBANON is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Lebanon Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Lebanon. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Lebanon | U.S. Average |
|---|---|
| 3.99% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Lebanon had $1,775,796 in non-current loans and $85,500 in owned assets. To cover these potential losses it had $43,722,215 in net worth and $2,885,325 in loans loss reserves. That gives it a Texas Ratio of 3.99%.
Net Worth
| Lebanon | U.S. Average |
|---|---|
| 8.9% | 13.93% |
Lebanon FCU has a net worth of 8.9% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Lebanon
Sarah Martin
April 23, 2019
I like the changes they made these past few years. Especially their online banking and mobile app. Loan rates are good. I do most of my business with them locally. A+ in attitude to customers. Not afraid to waive fees if you make a mistake.
Is this review helpful? Yes:0 / No: 0
Jamal Jefferson
March 10, 2019 |
I like doing business here. Employees are nice.
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James Burns
October 16, 2017 |
Good credit union. Local and community involved. Competitive rates and nice employees. I like doing business with them.
Is this review helpful? Yes:1 / No: 0
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