Lawrence Postal Employees Federal Credit Union

Headquarters

P.p.box 272
Lawrence, MA 18420472
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Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Lawrence Postal Employees is an NCUA insured institution located in Lawrence, MA. It was founded in 1929 and has approximately $0.47 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 67912
Date Established 1929
Assets $0.47 million
Loans $0.21 million
Deposits $0.35 million
Capital $0.12 million
 

Deposit Rates - November 26, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Lawrence Postal Employees

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Note to Lawrence Postal Employees
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Advertiser Disclosure

Loan Rates - November 26, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Lawrence Postal Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Price Mortgage, LLC
NMLS ID: 1429043
License#: RM.804500.000
6.186% 6.000% 1.00 $6,400 $1,919 Learn More
District Lending
NMLS ID: 1835285
6.368% 6.250% 0.75 $4,000 $1,971 Learn More
Sebonic
NMLS ID: 66247
6.446% 6.375% 0.75 $2,403 $1,997 Learn More
AimLoan.com
NMLS ID: 2890
License#: MBMB.850089.000
6.603% 6.500% 0.75 $3,446 $2,023 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Lawrence Postal Employees
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Lawrence Postal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Lawrence Postal Employees Locations around zip code 43085


BranchDistance Map View Lobby Hours


Climate Policy and Initiatives

LAWRENCE POSTAL EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Lawrence Postal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lawrence Postal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lawrence Postal Employees U.S. Average
4.65% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Lawrence Postal Employees had $6,025 in non-current loans and $0 in owned assets. To cover these potential losses it had $123,797 in net worth and $5,718 in loans loss reserves. That gives it a Texas Ratio of 4.65%.

Net Worth
Lawrence Postal Employees U.S. Average
26.33% 13.93%

Lawrence Postal Employees FCU has a net worth of 26.33% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Lawrence Postal Employees

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