Las Colinas Federal Credit Union
Headquarters
Po Box 630347
Irving, TX 75063
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2024 Overview
General Credit Union Information
Las Colinas is an NCUA insured institution located in Irving, TX. It was founded in 1955 and has approximately $105.52 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 10424 |
| Date Established | 1955 |
| Assets | $105.52 million |
| Loans | $89.48 million |
| Deposits | $93.88 million |
| Capital | $9.71 million |
Field of Membership Restrictions
Must live, work, worship or attend school in the Underserved community of Regal or Zale. Also open to employees of several select companies.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
1.02% | $0 | $999 |
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|
| Savings
|
1.06% | $1,000 | $1,999 |
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|
| Savings
|
0.05% | $2,000 | $24,999 |
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|
| Savings
|
0.10% | $25,000 | - |
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|
|
Money Market
|
0.10% | $2,500 | $9,999 |
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|
|
Money Market
|
0.12% | $10,000 | $24,999 |
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|
|
Money Market
|
0.15% | $25,000 | $49,999 |
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|
|
Money Market
|
0.15% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Month
|
0.05% | $1,000 | $24,999 |
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|
| 12 Mo CD
|
0.05% | $25,000 | $49,999 |
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|
| 12 Mo CD
|
4.60% | $50,000 | - |
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|
| 24 Month
|
0.25% | $1,000 | $24,999 |
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|
| 24 Mo CD
|
0.25% | $25,000 | $49,999 |
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|
| 24 Mo CD
|
4.45% | $50,000 | - |
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|
| 36 Month
|
0.25% | $1,000 | $24,999 |
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|
| 36 Mo CD
|
0.25% | $25,000 | $49,999 |
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|
| 36 Mo CD
|
4.10% | $50,000 | - |
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|
| 48 Month
|
3.50% | $1,000 | $24,999 |
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|
| 48 Mo CD
|
3.55% | $25,000 | $49,999 |
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|
| 48 Mo CD
|
3.60% | $50,000 | - |
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|
| 60 Month
|
3.50% | $1,000 | $24,999 |
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|
| 60 Mo CD
|
3.55% | $25,000 | $49,999 |
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|
| 60 Mo CD
|
3.60% | $50,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.15% | $500 | - | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Las Colinas
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Las Colinas
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Branches
Below are Las Colinas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Las Colinas Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 877.54 | A | View Lobby Hours | |
| 884.77 | B | View Lobby Hours | |
| 885.31 | C | View Lobby Hours | |
| 886.89 | D | View Lobby Hours |
Climate Policy and Initiatives
LAS COLINAS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Las Colinas Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Las Colinas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Las Colinas | U.S. Average |
|---|---|
| 26.05% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Las Colinas had $2,261,339 in non-current loans and $388,620 in owned assets. To cover these potential losses it had $9,712,116 in net worth and $462,300 in loans loss reserves. That gives it a Texas Ratio of 26.05%.
Net Worth
| Las Colinas | U.S. Average |
|---|---|
| 9.2% | 13.93% |
Las Colinas FCU has a net worth of 9.2% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Las Colinas
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