Langley Federal Credit Union
Headquarters
721 Lakefront Cmns
Newport News, VA 23606
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Phone 800-826-7490
2024 Overview
General Credit Union Information
Langley is an NCUA insured institution located in Newport News, VA. It was founded in 1936 and has approximately $5345.94 millions in assets.
Who can join?
There are three ways to join...
Membership Through Your Employer or Organization
Sponsorship By A Family Member
Once you become a member of Langley Federal, you may sponsor any qualified member of your immediate family or household.
Membership Through Investment Areas
You may be eligible as a result of where you live, work, worship, or go to school. Langley Federal serves areas within Hampton, Newport News, Norfolk, Virginia Beach, and Williamsburg that are classified as "Investment Areas".
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1261 |
| Date Established | 1936 |
| Assets | $5,345.94 million |
| Loans | $4,556.54 million |
| Deposits | $4,589.28 million |
| Capital | $471.85 million |
Field of Membership Restrictions
Membership in Langley Federal Credit Union is open to anyone through joining the VersaBility Resources ($5 fee), Friends of Carrollton Library ($5 fee), Friends of Suffolk Public Library ($5 membership fee), Friends of Gloucester Library ($5 fee), Friends of Poquoson Library ($5 fee), Friends of Portsmouth Library ($5 fee), or Virginia Association of Museums ($15 fee). Membership is also open to employees, members and students of Cox Communications, County of Gloucester, Food Lion, and select area companies,organizations, or schools.
Deposit Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $100 | - |
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|
|
Money Market
|
0.05% | $2,500 | $9,999 |
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|
|
Money Market
|
0.25% | $10,000 | $24,999 |
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|
|
Money Market
|
4.65% | $1,000,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
1.50% | $100 | - |
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|
| 12 Mo CD
|
4.25% | $500 | - |
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|
| 13 Month Special
|
5.30% | $500 | - |
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|
| 18 Mo CD
|
3.75% | $500 | - |
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|
| 24 Mo CD
|
3.60% | $500 | - |
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|
| 30 Mo CD
|
3.60% | $500 | - |
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|
| 36 Mo CD
|
3.51% | $500 | - |
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|
| 48 Mo CD
|
3.51% | $500 | - |
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|
| 60 Mo CD
|
4.25% | $500 | - |
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|
Loan Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Langley
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Langley
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Langley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Langley Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 379.78 | A | View Lobby Hours | |
| 380.93 | B | View Lobby Hours | |
| 390.15 | C | View Lobby Hours | |
| 392.35 | D | View Lobby Hours | |
| 395.14 | E | View Lobby Hours | |
| 397.22 | F | View Lobby Hours | |
| 398.73 | G | View Lobby Hours | |
| 398.75 | H | View Lobby Hours | |
| 400.71 | I | View Lobby Hours | |
| 400.80 | J | View Lobby Hours | |
| 401.35 | K | View Lobby Hours | |
| 403.18 | L | View Lobby Hours | |
| 404.55 | M | View Lobby Hours | |
| 404.70 | N | View Lobby Hours | |
| 404.78 | O | View Lobby Hours | |
| 406.46 | P | View Lobby Hours | |
| 410.67 | Q | View Lobby Hours | |
| 414.04 | R | View Lobby Hours | |
| 424.54 | S | View Lobby Hours | |
| 425.20 | T | View Lobby Hours | |
| 431.04 | U | View Lobby Hours |
Climate Policy and Initiatives
LANGLEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Langley Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Langley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Langley | U.S. Average |
|---|---|
| 13.64% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Langley had $64,419,214 in non-current loans and $2,528,544 in owned assets. To cover these potential losses it had $471,846,979 in net worth and $18,800,000 in loans loss reserves. That gives it a Texas Ratio of 13.64%.
Net Worth
| Langley | U.S. Average |
|---|---|
| 8.8% | 13.93% |
Langley FCU has a net worth of 8.8% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Langley
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