2024 Overview
General Credit Union Information
Land Of Lincoln is an NCUA insured institution located in Decatur, IL. It was founded in 1947 and has approximately $468.36 millions in assets.
Who can join?
Land of Lincoln Credit Union membership is open to:
Anyone who works or resides in these Illinois counties:
Bond
Christian
Clark
Clay
Coles
Crawford
Cumberland
DeWitt
Douglas
Edgar
Effingham
Fayette
Jasper
Lawrence
Macon
Montgomery
Moultrie
Piatt
Richland
Sangamon
Shelby
Immediate Family of a Current Member
If you are immediate family of a current member of Land of Lincoln Credit Union, regardless of residence, you can bank with us. Immediate family members include children, parents, spouses, siblings, grandparents and grandchildren.
Work for a Premier Partner
If you are a current employee of one of Land of Lincoln Credit Union's Premier Partners, you can bank with Land of Lincoln Credit Union.
If any of these three conditions apply to you, then you are eligible to join Land of Lincoln Credit Union.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 63716 |
| Date Established | 1947 |
| Assets | $468.36 million |
| Loans | $316.68 million |
| Deposits | $430.96 million |
| Capital | $43.98 million |
Field of Membership Restrictions
Membership is open to those who live in Christian, Bond, Clay, Clark, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Effingham, Edgar, Fayette, Jefferson, Jasper, Lawrence, Marion, Macon, McLean, Moultrie, Montgomery, Piatt, Richland, Shelby, Washington, and Sangamon Counties in Illinois. Membership is also open to members, associate members, clergy or pastors of the United Methodist Church, or are affiliated with a United Methodist agency or institution within the Illinois Great Rivers Conference or Northern Illinois Conference and employees of the Select Employer Groups.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.28% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Land Of Lincoln
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Land Of Lincoln
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Land Of Lincoln branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Land Of Lincoln Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 286.20 | A | View Lobby Hours | |
| 299.92 | B | View Lobby Hours | |
| 313.54 | C | View Lobby Hours | |
| 314.28 | D | View Lobby Hours | |
| 315.76 | E | View Lobby Hours | |
| 315.78 | F | View Lobby Hours | |
| 316.65 | G | View Lobby Hours | |
| 319.45 | H | View Lobby Hours | |
| 324.84 | I | View Lobby Hours | |
| 330.35 | J | View Lobby Hours | |
| 341.67 | K | View Lobby Hours | |
| 352.81 | L | View Lobby Hours | |
| 414.22 | M | View Lobby Hours |
Climate Policy and Initiatives
LAND OF LINCOLN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Land Of Lincoln Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Land Of Lincoln. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Land Of Lincoln | U.S. Average |
|---|---|
| 9.87% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Land Of Lincoln had $4,440,036 in non-current loans and $107,435 in owned assets. To cover these potential losses it had $43,982,572 in net worth and $2,081,222 in loans loss reserves. That gives it a Texas Ratio of 9.87%.
Net Worth
| Land Of Lincoln | U.S. Average |
|---|---|
| 9.38% | 13.93% |
Land Of Lincoln FCU has a net worth of 9.38% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Land Of Lincoln
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