Lake Charles Telco Federal Credit Union

Headquarters

4340 Kirkman St
Lake Charles, LA 70607
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Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Lake Charles Telco is an NCUA insured institution located in Lake Charles, LA. It was founded in 1953 and has approximately $1.84 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 62709
Date Established 1953
Assets $1.84 million
Loans $0.97 million
Deposits $1.37 million
Capital $0.47 million
 

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Lake Charles Telco

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Advertiser Disclosure

Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Lake Charles Telco

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.955% 6.875% 0.63 $2,594 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.325% 7.250% 0.75 $2,400 $2,183 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Lake Charles Telco
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Branches

Below are Lake Charles Telco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Lake Charles Telco Locations around zip code 43085


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Climate Policy and Initiatives

LAKE CHARLES TELCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Lake Charles Telco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lake Charles Telco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lake Charles Telco U.S. Average
1.04% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Lake Charles Telco had $4,931 in non-current loans and $0 in owned assets. To cover these potential losses it had $465,572 in net worth and $8,981 in loans loss reserves. That gives it a Texas Ratio of 1.04%.

Net Worth
Lake Charles Telco U.S. Average
25.28% 13.93%

Lake Charles Telco FCU has a net worth of 25.28% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Lake Charles Telco

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