Kirtland Federal Credit Union
Headquarters
6440 Gibson Blvd Se
Albuquerque, NM 87108
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2024 Overview
General Credit Union Information
Kirtland is an NCUA insured institution located in Albuquerque, NM. It was founded in 1958 and has approximately $1027.72 millions in assets.
Who can join?
Field of Membership includes military and civilian personnel assigned to Kirtland Air Force Base, U.S. Reserve Forces and members of the Air & Army National Guard throughout New Mexico, defense-related Select Employee Groups (SEGs), as well as military retirees and veterans who are eligible to join organizations such as the American Legion and Veterans of Foreign Wars (VFW). Family members are also eligible for KFCU membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 12199 |
| Date Established | 1958 |
| Assets | $1,027.72 million |
| Loans | $781.59 million |
| Deposits | $895.61 million |
| Capital | $130.72 million |
Field of Membership Restrictions
Membership in Kirtland Federal Credit Union is open to military or civilian personnel on Kirtland Air Force Base, U.S. Reserve Forces in New Mexico, the New Mexico National Guard or be an employee of several Select Employee Groups.
Deposit Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.99% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.30% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.40% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Kirtland
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Kirtland
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Branches
Below are Kirtland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Kirtland Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1291.79 | A | View Lobby Hours | |
| 1294.38 | B | View Lobby Hours | |
| 1296.17 | C | View Lobby Hours |
Climate Policy and Initiatives
KIRTLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Kirtland Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Kirtland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Kirtland | U.S. Average |
|---|---|
| 10.81% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Kirtland had $13,828,139 in non-current loans and $733,255 in owned assets. To cover these potential losses it had $130,724,168 in net worth and $4,000,000 in loans loss reserves. That gives it a Texas Ratio of 10.81%.
Net Worth
| Kirtland | U.S. Average |
|---|---|
| 12.72% | 13.93% |
Kirtland FCU has a net worth of 12.72% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Kirtland
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