Kemba Financial Credit Union
Headquarters
Po Box 307370
Gahanna, OH 43230
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2024 Overview
General Credit Union Information
Kemba Financial is an NCUA insured institution located in Gahanna, OH. It was founded in 1933 and has approximately $2250.18 millions in assets.
Who can join?
You can if you...
Live, work, worship, or attend school in:
Franklin County in Ohio
Delaware County in Ohio
Logan County in Ohio
Madison County in Ohio
Sylvania Township in Ohio (near Toledo)
Are employed by one of their participating companies.
You can also join KEMBA if:
You have a family member (i.e. spouse, parent, grandparent, sister, brother, child, etc.) who is a member of KEMBA Financial
You are a member of Angie's List Association, the Ohio Nurses Association, or the Columbus Board of Realtors.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61623 |
| Date Established | 1933 |
| Assets | $2,250.18 million |
| Loans | $1,645.75 million |
| Deposits | $1,896.90 million |
| Capital | $269.45 million |
Field of Membership Restrictions
Memberhsip in KEMBA Financial Credit Union is open to anyone through joining Simply Living (requires registering for Simply Living's email list). Membership is also open to the following: (1) those who live, work, worship or attend school in Fairfield, Franklin, Licking, Madison, Union, Delaware, or Logan Counties in Ohio; (2) employees or retirees of Advantage Logistics, Columbia Gas of Ohio, and over 100 area Select Employer Groups.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
|
Premium Money Market Account
|
0.40% | $10,000 | $14,999 |
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|
|
Premium Money Market Account
|
0.40% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.15% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $99 | Learn More |
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Kemba Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Kemba Financial
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Kemba Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Kemba Financial Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 5.90 | A | View Lobby Hours | |
| 6.24 | B | View Lobby Hours | |
| 6.83 | C | View Lobby Hours | |
| 7.81 | D | View Lobby Hours | |
| 8.31 | E | View Lobby Hours | |
| 13.07 | F | View Lobby Hours | |
| 48.31 | G | View Lobby Hours | |
| 76.11 | H | View Lobby Hours | |
| 82.66 | I | View Lobby Hours | |
| 89.49 | J | View Lobby Hours | |
| 99.80 | K | View Lobby Hours | |
| 495.14 | L | View Lobby Hours |
Climate Policy and Initiatives
KEMBA FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Kemba Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Kemba Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Kemba Financial | U.S. Average |
|---|---|
| 2.25% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Kemba Financial had $6,149,550 in non-current loans and $35,250 in owned assets. To cover these potential losses it had $269,450,802 in net worth and $5,004,793 in loans loss reserves. That gives it a Texas Ratio of 2.25%.
Net Worth
| Kemba Financial | U.S. Average |
|---|---|
| 11.95% | 13.93% |
Kemba Financial FCU has a net worth of 11.95% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Kemba Financial
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