Kellogg Community Credit Union
Headquarters
Po Box 140
Battle Creek, MI 49016
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2024 Overview
General Credit Union Information
Kellogg Community is an NCUA insured institution located in Battle Creek, MI. It was founded in 1941 and has approximately $892.89 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68678 |
| Date Established | 1941 |
| Assets | $892.89 million |
| Loans | $642.05 million |
| Deposits | $746.17 million |
| Capital | $145.12 million |
Field of Membership Restrictions
Membership in Kellogg Community Federal Credit Union is open to those who live, work, worship, or attend school in, and businesses or other legal entities located in, Allegan County, Barry County, Berrien County, Branch County, Calhoun County, Cass County, Kalamazoo County, St. Joseph County, and Van Buren County, Michigan.
Deposit Rates - December 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.40% | $100,000 | $199,999 |
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|
Loan Rates - December 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Kellogg Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.960% | 6.875% | 0.63 | $2,764 | $2,103 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.966% | 6.875% | 0.50 | $3,145 | $2,103 | Learn More |
NMLS ID: 3030 |
7.338% | 7.250% | 0.88 | $2,800 | $2,183 | Learn More |
NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 6.990 % After Intro: 6.990 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Kellogg Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Kellogg Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Kellogg Community Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 191.25 | A | View Lobby Hours | |
| 195.94 | B | View Lobby Hours | |
| 196.37 | C | View Lobby Hours | |
| 198.89 | D | View Lobby Hours | |
| 199.99 | E | View Lobby Hours | |
| 200.34 | F | View Lobby Hours | |
| 201.31 | G | View Lobby Hours | |
| 205.39 | H | View Lobby Hours | |
| 207.82 | I | View Lobby Hours | |
| 318.13 | J | View Lobby Hours | |
| 330.53 | K | View Lobby Hours | |
| 333.49 | L | View Lobby Hours | |
| 749.80 | M | View Lobby Hours |
Climate Policy and Initiatives
KELLOGG COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Kellogg Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Kellogg Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Kellogg Community | U.S. Average |
|---|---|
| 3.30% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Kellogg Community had $4,733,240 in non-current loans and $153,609 in owned assets. To cover these potential losses it had $145,120,907 in net worth and $2,815,785 in loans loss reserves. That gives it a Texas Ratio of 3.30%.
Net Worth
| Kellogg Community | U.S. Average |
|---|---|
| 16.22% | 13.93% |
Kellogg Community FCU has a net worth of 16.22% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Kellogg Community
Betha
October 18, 2021
Disappointed with a car loan I got there. I asked if there was a penalty for prepayment and the loan officer assured me there wasn’t. He didn’t tell me that I was getting a pre-calculated loan ( Rule of 78) where extra payment goes toward interest rather than principal in first half of loan period. I had to call and ask questions and even speak to a supervisor who couldn’t explain why my next month’s interest rate went up after I put more money down. They sputtered and sputtered. I had to go online to figure it all out. Never again will I go back here after my car loan is paid off.
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