Jsc is an NCUA insured institution located in Houston, TX. It was founded in 1961 and has approximately $2628.6 millions in assets.
Who can join?
Eligibility to become a member depends upon where you live, work, worship or attend school in the Houston Bay Area.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 14762 |
Date Established | 1961 |
Assets | $2,628.60 million |
Loans | $1,895.46 million |
Deposits | $2,324.69 million |
Capital | $314.95 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
SAV
|
0.10% | $0 | - |
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|
Money Market
|
1.01% | $0 | $9,999 |
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|
Money Market
|
1.26% | $10,000 | $24,999 |
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|
Money Market
|
1.51% | $25,000 | $49,999 |
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|
Money Market
|
1.77% | $50,000 | $99,999 |
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|
Money Market
|
2.02% | $100,000 | $249,999 |
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|
Money Market
|
2.02% | $250,000 | - |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
4.59% | $1,000 | $49,999 |
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|
6 Mo CD
|
4.59% | $50,000 | $99,999 |
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|
6 Month Jumbo
|
4.59% | $100,000 | - |
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|
12 Mo CD
|
4.85% | $1,000 | $49,999 |
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|
12 Mo CD
|
4.85% | $50,000 | $99,999 |
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|
12 Month Jumbo
|
5.25% | $100,000 | - |
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|
13 Months New Money
|
4.60% | $1,000 | $49,999 |
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|
13 Months New Money Mini-Jumbo
|
4.60% | $50,000 | $99,999 |
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|
13 Months New Money Jumbo
|
4.60% | $100,000 | - |
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|
18 Mo CD
|
3.56% | $1,000 | $49,999 |
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|
18 Mo CD
|
3.56% | $50,000 | $99,999 |
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|
18 Month Jumbo
|
3.56% | $100,000 | - |
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|
24 Mo CD
|
2.99% | $1,000 | $49,999 |
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|
24 Mo CD
|
2.99% | $50,000 | $99,999 |
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|
24 Month Jumbo
|
2.99% | $100,000 | - |
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|
36 Mo CD
|
2.99% | $1,000 | $49,999 |
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|
36 Mo CD
|
2.99% | $50,000 | $99,999 |
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|
36 Month Jumbo
|
2.99% | $100,000 | - |
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|
48 Mo CD
|
2.99% | $1,000 | $49,999 |
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|
48 Mo CD
|
2.99% | $50,000 | $99,999 |
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|
48 Month Jumbo
|
2.99% | $100,000 | - |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
VIRA
|
0.10% | $0 | - | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Jsc
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.368% | 6.250% | 0.75 | $4,000 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.482% | 6.375% | 0.75 | $3,610 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Jsc
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Jsc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
955.89 | A | View Lobby Hours | |
956.66 | B | View Lobby Hours | |
957.51 | C | View Lobby Hours | |
961.08 | D | View Lobby Hours | |
962.29 | E | View Lobby Hours | |
963.22 | F | View Lobby Hours | |
963.70 | G | View Lobby Hours | |
963.75 | H | View Lobby Hours | |
964.20 | I | View Lobby Hours | |
964.54 | J | View Lobby Hours | |
965.33 | K | View Lobby Hours | |
965.82 | L | View Lobby Hours | |
967.20 | M | View Lobby Hours | |
967.91 | N | View Lobby Hours | |
968.26 | O | View Lobby Hours | |
968.52 | P | View Lobby Hours | |
968.84 | Q | View Lobby Hours | |
968.85 | R | View Lobby Hours | |
972.54 | S | View Lobby Hours |
JSC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Jsc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Jsc | U.S. Average |
---|---|
6.23% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Jsc had $17,583,562 in non-current loans and $2,701,291 in owned assets. To cover these potential losses it had $314,951,046 in net worth and $10,418,539 in loans loss reserves. That gives it a Texas Ratio of 6.23%.
Jsc | U.S. Average |
---|---|
11.96% | 13.93% |
Jsc FCU has a net worth of 11.96% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Jsc
LD
November 24, 2020 |
Earlier this year just before the pandemic I was involved in a vehicular accident that resulted in me losing my car in total loss. Following the trend of how 2020 has gone, my hours for work were cut do to the growing effects of the pandemic. Naturally like many others at the beginning of the pandemic, I did not know what was in store for the months to come. As a result, I was forced to spend my money wisely as I was unsure if I would even have a job in the coming months. Thankfully, JSC provided use with a furlough to help use through these trying times. Although I am truly thankful for what they were able to do for use I some how left in a bitter distant from how they handled the situation. THEY REPORTED MY MISSED PAYMENT ON MY CREDIT ACCOUNT DURING THE PEAK OF THE PANDEMIC AFTER I CALLED MULTIPLE TIMES TO DISCUSS MY SITUATION. Granted I am a 25 year old student who puts him self through nursing school and is only able to work a few days a week do to the course load. With that being said, you can only imagine what happens too my bank account when your already working short hours and then those hours get cut during a pandemic.!!! As I talked to the representatives it felt as if they were proud to enforce these penalties as they sit at their full time essential jobs that did not experience any kinds of hard ship during this pandemic. Whats crazy is, that they preach that credit unions are supposed to be more understanding then larger corporations but from my experience they are just the same. You will honestly be better off financing through a bigger bank because they are are a lot easier to access through apps, access, and they will probably treat you a little better. Even after my account was payed in full after the total lost they refused to remove the recent late payment that was applied to my account do to the extenuating circumstances.Im so happy that majority of the individuals subjecting others to this financial hardship are so comfortable with how they treat people. Ill be sure to remember this after I graduate and financial situation has improved. Thanks for nothing.
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