1000 Corporate Dr
Westbury, NY 11590
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Phone (516) 561-0030
Jovia Financial is an NCUA insured institution located in Westbury, NY. It was founded in 1938 and has approximately $4457.32 millions in assets.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 2760 |
Date Established | 1938 |
Assets | $4,457.32 million |
Loans | $3,567.09 million |
Deposits | $3,865.75 million |
Capital | $409.54 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Online Savings
|
4.75% | $5 | - |
Learn More
|
Checking Rates | APY | MIN | FEE | |
---|---|---|---|---|
GO Green Checking | 4.00% | $0 | $0.00 | Learn More |
Your Current Location: Ohio, OH 43085
Home Equity Rates | APR | Rate | Monthly Payment | |
---|---|---|---|---|
Line of Credit See Table |
5.99% | 5.99% | Varies | |
Compare with 7.24 RATE Line of Credit from Third Federal Savings and Loan
See All Home Equity Rates |
Auto Loan Rates | APR | Rate | Monthly Payment | |
---|---|---|---|---|
3 Year | 5.79% | 5.79% | $758.17 | |
4 Year | 5.79% | 5.79% | $584.72 | |
5 Year | 5.79% | 5.79% | $480.88 |
Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
---|---|---|---|---|
7 Year Adjustable Conforming See Amortization Table |
6.59% | 5.63% | $1,842.10 | |
10 Year Adjustable Conforming See Amortization Table |
6.49% | 5.75% | $1,867.43 | |
15 Year Fixed Conforming See Amortization Table |
6.42% | 6.25% | $2,743.75 | |
30 Year Fixed Conforming See Amortization Table |
6.60% | 6.50% | $2,022.62 | |
30 Year Fixed Jumbo See Amortization Table |
7.14% | 7.13% | $2,155.90 |
Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
---|---|---|---|---|
7 Year Adjustable Conforming See Amortization Table |
6.59% | 5.63% | $1,842.10 | |
10 Year Adjustable Conforming See Amortization Table |
6.49% | 5.75% | $1,867.43 | |
15 Year Fixed Conforming See Amortization Table |
6.42% | 6.25% | $2,743.75 | |
30 Year Fixed Conforming See Amortization Table |
6.60% | 6.50% | $2,022.62 | |
Compare with 6.494% APR and 6.375% 30-Year Fixed RATE from Pure Rate Mortgage
See All Mortgage Rates |
||||
30 Year Fixed Jumbo See Amortization Table |
7.14% | 7.13% | $2,155.90 | |
Compare with 6.494% APR and 6.375% 30-Year Fixed RATE from Pure Rate Mortgage
See All Mortgage Rates |
Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Below are Jovia Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
495.76 | A | View Lobby Hours | |
496.55 | B | View Lobby Hours | |
497.44 | C | View Lobby Hours | |
498.18 | D | View Lobby Hours | |
498.66 | E | View Lobby Hours | |
498.83 | F | View Lobby Hours | |
500.04 | G | View Lobby Hours | |
500.70 | H | View Lobby Hours | |
501.01 | I | View Lobby Hours | |
503.10 | J | View Lobby Hours | |
505.57 | K | View Lobby Hours | |
505.60 | L | View Lobby Hours | |
506.55 | M | View Lobby Hours | |
506.83 | N | View Lobby Hours | |
509.18 | O | View Lobby Hours | |
511.24 | P | View Lobby Hours | |
513.19 | Q | View Lobby Hours | |
515.42 | R | View Lobby Hours | |
516.50 | S | View Lobby Hours | |
518.09 | T | View Lobby Hours | |
525.55 | U | View Lobby Hours |
JOVIA FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Jovia Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Jovia Financial | U.S. Average |
---|---|
8.05% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Jovia Financial had $34,221,879 in non-current loans and $300,062 in owned assets. To cover these potential losses it had $409,537,459 in net worth and $19,082,684 in loans loss reserves. That gives it a Texas Ratio of 8.05%.
Jovia Financial | U.S. Average |
---|---|
9.16% | 13.93% |
Jovia Financial FCU has a net worth of 9.16% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Jovia Financial
H
April 25, 2021 |
It has some of the most inept, cold workers. They do not return calls. You have trouble using payments or transactions by phone as they charge you. For months during COVID no hand sanitizer was present in the branches, but now there are signs telling youl they want you to clean yout hands before touching anything. They are not accommodating at all. It is run like an amateur establishment and they change personal like you change shirts.
Is this review helpful? Yes:1 / No: 0
Jo nathan
December 26, 2019 |
BAD, AND BAD BANK.. 3 WEEKS AGO LOST BANK CARD AND CONTACTED CUSTOMER SERVICE, THERE RESPONDS WAS " THEY CAN`T CANCEL BANK CARD ON THEIR END AND WILL BE CONTACTED BY HEADQUATHERS.. I WAS NEVER CONTACTED BY HEADQUATHERS. FAST FORWARD.. HOW COME I WAS ABLE TO PLACE AN ORDER ONLINE USING MY LOST BANK CARD INFO TODAY 12/26/2019. I AM LEAVING JOVIA ASAP.
Is this review helpful? Yes:2 / No: 1
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