Jefferson Financial Federal Credit Union
Headquarters
7701 Airline Drive
Metairie, LA 70003
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2024 Overview
General Credit Union Information
Jefferson Financial is an NCUA insured institution located in Metairie, LA. It was founded in 1966 and has approximately $718.32 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24871 |
| Date Established | 1966 |
| Assets | $718.32 million |
| Loans | $488.63 million |
| Deposits | $506.99 million |
| Capital | $78.39 million |
Field of Membership Restrictions
Membership in Jefferson Financial Credit Union is open to the following: (1) residents of Cameron, Calcasieu, Jefferson, and Livingston Parishes, Louisiana; (2) employees and students of school systems in Bossier, Caddo, East Baton Rouge Parishes; (3) employees of school systems in St. James Parish; (4) employees of Ochsner Health System, the Louisiana Department of Transportation, and other area Select Employer Groups.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.11% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.21% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.31% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.36% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.46% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.41% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.51% | $100,000 | $199,999 |
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|
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Jefferson Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Jefferson Financial
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Branches
Below are Jefferson Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Jefferson Financial Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 773.51 | A | View Lobby Hours | |
| 780.05 | B | View Lobby Hours | |
| 785.34 | C | View Lobby Hours | |
| 786.22 | D | View Lobby Hours | |
| 786.76 | E | View Lobby Hours | |
| 788.01 | F | View Lobby Hours | |
| 788.83 | G | View Lobby Hours | |
| 789.43 | H | View Lobby Hours | |
| 789.69 | I | View Lobby Hours | |
| 791.40 | J | View Lobby Hours | |
| 792.04 | K | View Lobby Hours | |
| 866.53 | L | View Lobby Hours |
Climate Policy and Initiatives
JEFFERSON FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Jefferson Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Jefferson Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Jefferson Financial | U.S. Average |
|---|---|
| 6.40% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Jefferson Financial had $4,304,957 in non-current loans and $1,105,368 in owned assets. To cover these potential losses it had $78,385,741 in net worth and $6,203,823 in loans loss reserves. That gives it a Texas Ratio of 6.40%.
Net Worth
| Jefferson Financial | U.S. Average |
|---|---|
| 10.89% | 13.93% |
Jefferson Financial FCU has a net worth of 10.89% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Jefferson Financial
Hoa cao
May 7, 2017
CD rate
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