Jeanne D'arc Credit Union

Headquarters

658 Merrimack St
Lowell, MA 01854
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 5.50% →
1-Year CD 0.75% 4.80% →
2-Year CD 1.00% 4.25% →
5-Year CD 1.25% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Jeanne D'arc is an NCUA insured institution located in Lowell, MA. It was founded in 1911 and has approximately $2176.19 millions in assets.

Who can join?

Jeanne D’Arc Credit Union’s field of membership serves anyone who lives, works, or attends school in Middlesex or Essex counties, the cities or towns of Fitchburg, Leominster, Harvard, Lunenburg or Lancaster, or the New Hampshire counties of Hillsborough or Rockingham, and family members of eligible persons.

Eligible family members include: spouse, children, parents, siblings, stepparents, grandchildren, grandparents, stepchildren, wards, and domestic partners.

NCUA Insured Yes / State-Chartered
Charter Number # # 67352
Date Established 1911
Assets $2,176.19 million
Loans $1,780.45 million
Deposits $1,700.34 million
Capital $185.22 million
 

Field of Membership Restrictions

Membership in Jeanne D'Arc Credit Union is open to those who live, attend school or work in Middlesex and Essex Counties and the cities or towns of Fitchburg, Leominster, Harvard, Lunenburg, and Lancaster in Massachusetts, along with Hillsborough and Rockingham Counties in New Hampshire.

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.90% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
30 Mo CD
1.00% $10,000 $14,999 Learn More
30 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Jeanne D'arc

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.955% 6.875% 0.63 $2,594 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.325% 7.250% 0.75 $2,400 $2,183 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Jeanne D'arc
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Jeanne D'arc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

JEANNE D'ARC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Jeanne D'arc Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jeanne D'arc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jeanne D'arc U.S. Average
0.47% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Jeanne D'arc had $897,750 in non-current loans and $2,159 in owned assets. To cover these potential losses it had $185,223,244 in net worth and $8,063,221 in loans loss reserves. That gives it a Texas Ratio of 0.47%.

Net Worth
Jeanne D'arc U.S. Average
8.51% 13.93%

Jeanne D'arc FCU has a net worth of 8.51% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Jeanne D'arc

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