Jackson River Community Credit Union
Headquarters
347 North Court Ave
Covington, VA 24426
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2024 Overview
General Credit Union Information
Jackson River Community is an NCUA insured institution located in Covington, VA. It was founded in 1953 and has approximately $114.79 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66967 |
| Date Established | 1953 |
| Assets | $114.79 million |
| Loans | $51.51 million |
| Deposits | $99.58 million |
| Capital | $16.04 million |
Field of Membership Restrictions
Jackson River Community Credit Union of Virginia is open to the businesses, accredited institutions, residents, church members, registered students, and the people that maintain employment within the qualified counties of Alleghany and Bath, along withCovington City.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $25 | - |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.45% | $500 | - |
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|
| 12 Mo CD
|
0.55% | $500 | - |
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|
| 18 Mo CD
|
0.85% | $500 | - |
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|
| 24 Mo CD
|
1.05% | $500 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.75% | $1 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $300 | - | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Jackson River Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.368% | 6.250% | 0.75 | $4,000 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.482% | 6.375% | 0.75 | $3,610 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Jackson River Community
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Branches
Below are Jackson River Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Jackson River Community Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 218.56 | A | View Lobby Hours | |
| 223.01 | B | View Lobby Hours |
Climate Policy and Initiatives
JACKSON RIVER COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Jackson River Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Jackson River Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Jackson River Community | U.S. Average |
|---|---|
| 5.61% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Jackson River Community had $888,363 in non-current loans and $27,523 in owned assets. To cover these potential losses it had $16,043,027 in net worth and $295,096 in loans loss reserves. That gives it a Texas Ratio of 5.61%.
Net Worth
| Jackson River Community | U.S. Average |
|---|---|
| 13.94% | 13.93% |
Jackson River Community FCU has a net worth of 13.94% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Jackson River Community
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