Iron Mountain Kingsford Community Federal Credit Union
Headquarters
Pob 2247
Kingsford, MI 49802
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2024 Overview
General Credit Union Information
Iron Mountain Kingsford Community is an NCUA insured institution located in Kingsford, MI. It was founded in 1948 and has approximately $139.3 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5660 |
| Date Established | 1948 |
| Assets | $139.30 million |
| Loans | $35.79 million |
| Deposits | $116.78 million |
| Capital | $21.13 million |
Field of Membership Restrictions
Must live, work, worship or attend school in Dickinson County, Michigan. Also open to residents of the state of Wisconsin within a 5-mile radius of the Iron Mountain, Michigan Post Office.
Deposit Rates - November 7, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.75% | $1 | $499 | Learn More |
Loan Rates - November 7, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Iron Mountain Kingsford Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.993% | 6.875% | 1.00 | $3,852 | $2,103 | Learn More |
NMLS ID: 3030 |
7.313% | 7.250% | 0.63 | $2,000 | $2,183 | Learn More |
Note to Iron Mountain Kingsford Community
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Branches
Below are Iron Mountain Kingsford Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Iron Mountain Kingsford Community Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 485.04 | A | View Lobby Hours | |
| 485.24 | B | View Lobby Hours |
Climate Policy and Initiatives
IRON MOUNTAIN KINGSFORD COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Iron Mountain Kingsford Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Iron Mountain Kingsford Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Iron Mountain Kingsford Community | U.S. Average |
|---|---|
| 0.44% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Iron Mountain Kingsford Community had $88,358 in non-current loans and $5,794 in owned assets. To cover these potential losses it had $21,133,711 in net worth and $217,831 in loans loss reserves. That gives it a Texas Ratio of 0.44%.
Net Worth
| Iron Mountain Kingsford Community | U.S. Average |
|---|---|
| 15.17% | 13.93% |
Iron Mountain Kingsford Community FCU has a net worth of 15.17% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Iron Mountain Kingsford Community
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