2024 Overview
General Credit Union Information
Inspirus is an NCUA insured institution located in Seattle, WA. It was founded in 1936 and has approximately $1378.49 millions in assets.
Who can join?
You're eligible to join School Employees Credit Union of Washington if you're employed (full or part-time) by one of the following organizations in Washington state:
Public and private elementary, secondary, vocational-technical, and postsecondary schools
Private and public universities (licensed by the Commission on Colleges of the Northwest Association)
University of Washington Medical Center (residents and employees paid directly through the University)
Board of Education
Office of Superintendent of Public Instruction
Board of Community College Education
State-approved agencies for veterans' educational benefits
Libraries and museums
Or if you live in Washington State and any of the following criteria applies to you:
Students enrolled in a program to earn a teaching certificate at a college or university in Washington, approved by the Washington State Board of Education for the award of a teaching certificate, who have completed three academic years of college credit, and who have been enrolled by the college or university in a teacher-internship program are eligible for membership.
Receiving retirement income from any school employment-retirement program
Related to a member of School Employees Credit Union of Washington
A board member of any educational institution whose employees are eligible for membership with School Employees Credit Union of Washington.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 68362 |
| Date Established | 1936 |
| Assets | $1,378.49 million |
| Loans | $1,103.03 million |
| Deposits | $1,176.31 million |
| Capital | $144.97 million |
Field of Membership Restrictions
Membership in Inspirus Credit Union is open to those who live, work, attend school or worship in the state of Washington.
Deposit Rates - November 26, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Inspirus
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to Inspirus
Note to Inspirus
To upload and update your credit union's rates please register.
It is free to register and add rates.
Loan Rates - November 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Inspirus
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.368% | 6.250% | 0.88 | $4,010 | $1,971 | Learn More |
NMLS ID: 66247 |
6.452% | 6.375% | 0.75 | $2,586 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.710% | 6.625% | 0.63 | $2,818 | $2,049 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Inspirus
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Inspirus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Inspirus Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 224.87 | A | View Lobby Hours | |
| 503.72 | B | View Lobby Hours | |
| 1101.18 | C | View Lobby Hours | |
| 1900.91 | D | View Lobby Hours | |
| 2150.68 | E | View Lobby Hours |
Climate Policy and Initiatives
INSPIRUS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Inspirus Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Inspirus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Inspirus | U.S. Average |
|---|---|
| 3.80% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Inspirus had $5,652,043 in non-current loans and $50,908 in owned assets. To cover these potential losses it had $144,974,311 in net worth and $5,211,155 in loans loss reserves. That gives it a Texas Ratio of 3.80%.
Net Worth
| Inspirus | U.S. Average |
|---|---|
| 10.51% | 13.93% |
Inspirus FCU has a net worth of 10.51% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Inspirus
There are currently no comments for INSPIRUS. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account