Insight Credit Union
Headquarters
270 Winding Hollow Blvd
Winter Springs, FL 32708
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2024 Overview
General Credit Union Information
Insight is an NCUA insured institution located in Winter Springs, FL. It was founded in 1991 and has approximately $697.8 millions in assets.
Who can join?
Membership is open to anyone who lives or works in the following Central Florida counties:
Lake, Orange, Seminole, Volusia, Brevard, Sumter, Putnam, Citrus, Marion, Levy, Dixie, Taylor, Gilchrist, Columbia, Suwannee
Church members, employees, and members of the clergy in the Episcopal Diocese of Central Florida, the Episcopal Diocese of Southeast Florida, the Episcopal Diocese of Southwest Florida or the Episcopal Diocese of Florida and their family members are also eligible for membership.
In addition, by becoming a member of one of the following Foundations, you become eligible for membership in the credit union. A $25 tax-deductible donation to one of these Foundations is all you need to make to become a member.
The Educational Foundation of Lake County
The Foundation for Seminole County Public Schools
The Foundation for Seminole State College
The Foundation for Orange County Public Schools
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67344 |
| Date Established | 1991 |
| Assets | $697.80 million |
| Loans | $378.66 million |
| Deposits | $615.56 million |
| Capital | $63.16 million |
Field of Membership Restrictions
Insight Credit Union of Florida is open to the residents and the people that maintain employment within the qualified counties of Central Florida that are listed on the credit union website, members of the Insight Community Foundation, as well as the employees and clergy members of the Episcopal Diocese of Florida, Central Florida, and SouthEast/West Florida and their family members, along with the current members of the qualified foundations/organizations/associations that are listed on the credit union website.
Deposit Rates - December 22, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $100 | - |
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|
|
Money Market
|
0.05% | $2,500 | $9,999 |
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|
Money Market
|
0.10% | $10,000 | $24,999 |
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|
Money Market
|
0.10% | $25,000 | $49,999 |
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|
|
Money Market
|
0.15% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
3.80% | $1,000 | - |
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|
| 6 Mo CD
|
3.80% | $100,000 | - |
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|
| 6 Month Millionaire
|
3.90% | $1,000,000 | - |
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|
| 12 Mo CD
|
3.75% | $1,000 | - |
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|
| 12 Mo CD
|
3.75% | $100,000 | - |
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|
| 12 Month Millionaire
|
3.85% | $1,000,000 | - |
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|
| 24 Mo CD
|
2.75% | $1,000 | - |
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|
| 24 Mo CD
|
2.75% | $100,000 | - |
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|
| 24 Month Millionaire
|
2.85% | $1,000,000 | - |
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|
| 36 Mo CD
|
2.40% | $1,000 | - |
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| 36 Mo CD
|
2.40% | $100,000 | - |
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| 36 Month Millionaire
|
2.50% | $1,000,000 | - |
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|
| 48 Mo CD
|
2.50% | $1,000 | - |
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|
| 48 Mo CD
|
2.50% | $100,000 | - |
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|
| 48 Month Millionaire
|
2.60% | $1,000,000 | - |
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|
| 60 Mo CD
|
2.75% | $1,000 | - |
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|
| 60 Mo CD
|
2.75% | $100,000 | - |
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|
| 60 Month Millionaire
|
2.85% | $1,000,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| IRA Savings
|
0.10% | $100 | - | Learn More |
Loan Rates - December 22, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Insight
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
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More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Insight
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Insight branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Insight Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 574.37 | A | View Lobby Hours | |
| 579.95 | B | View Lobby Hours | |
| 763.97 | C | View Lobby Hours | |
| 769.30 | D | View Lobby Hours | |
| 771.22 | E | View Lobby Hours | |
| 772.42 | F | View Lobby Hours | |
| 772.84 | G | View Lobby Hours | |
| 778.90 | H | View Lobby Hours | |
| 784.20 | I | View Lobby Hours | |
| 787.94 | J | View Lobby Hours | |
| 791.66 | K | View Lobby Hours | |
| 793.07 | L | View Lobby Hours | |
| 798.79 | M | View Lobby Hours | |
| 801.34 | N | View Lobby Hours | |
| 2151.04 | O | View Lobby Hours | |
| 2154.23 | P | View Lobby Hours | |
| 2166.15 | Q | View Lobby Hours | |
| 3830.51 | R | View Lobby Hours |
Climate Policy and Initiatives
INSIGHT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Insight Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Insight. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Insight | U.S. Average |
|---|---|
| 2.49% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Insight had $1,600,011 in non-current loans and $8,093 in owned assets. To cover these potential losses it had $63,156,496 in net worth and $1,332,417 in loans loss reserves. That gives it a Texas Ratio of 2.49%.
Net Worth
| Insight | U.S. Average |
|---|---|
| 9.01% | 13.93% |
Insight FCU has a net worth of 9.01% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Insight
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