Industrial Cu Of Whatcom County Credit Union
Headquarters
Po Box 1767
Bellingham, WA 98227
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2024 Overview
General Credit Union Information
Industrial Cu Of Whatcom County is an NCUA insured institution located in Bellingham, WA. It was founded in 1941 and has approximately $390.63 millions in assets.
Who can join?
If you live or work in the state of Washington, you are eligible to become a member of Industrial Credit Union.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66337 |
| Date Established | 1941 |
| Assets | $390.63 million |
| Loans | $281.81 million |
| Deposits | $343.08 million |
| Capital | $43.59 million |
Field of Membership Restrictions
Industrial Credit Union of Washington is open to anyone that resides or works throughout the entire state.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.50% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.30% | $1 | $499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Industrial Cu Of Whatcom County
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Industrial Cu Of Whatcom County
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Branches
Below are Industrial Cu Of Whatcom County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Industrial Cu Of Whatcom County Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 2170.98 | A | View Lobby Hours | |
| 2177.41 | B | View Lobby Hours | |
| 2178.21 | C | View Lobby Hours | |
| 2178.76 | D | View Lobby Hours | |
| 2180.23 | E | View Lobby Hours | |
| 2181.23 | F | View Lobby Hours | |
| 2182.78 | G | View Lobby Hours | |
| 2185.58 | H | View Lobby Hours |
Climate Policy and Initiatives
INDUSTRIAL CU OF WHATCOM COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Industrial Cu Of Whatcom County Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Industrial Cu Of Whatcom County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Industrial Cu Of Whatcom County | U.S. Average |
|---|---|
| 11.48% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Industrial Cu Of Whatcom County had $5,106,990 in non-current loans and $385,012 in owned assets. To cover these potential losses it had $43,585,916 in net worth and $4,234,121 in loans loss reserves. That gives it a Texas Ratio of 11.48%.
Net Worth
| Industrial Cu Of Whatcom County | U.S. Average |
|---|---|
| 11.14% | 13.93% |
Industrial Cu Of Whatcom County FCU has a net worth of 11.14% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Industrial Cu Of Whatcom County
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