Indiana University Credit Union
Headquarters
Po Box 368
Bloomington, IN 47402
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2024 Overview
General Credit Union Information
Indiana University is an NCUA insured institution located in Bloomington, IN. It was founded in 1956 and has approximately $1756.97 millions in assets.
Who can join?
Membership to IU Credit Union is open to:
Any persons who are current dues-paying members of the Indiana University Alumni Association.
Any persons who reside, work, or have immediate family that lives in one of 51 Indiana counties.
Adams, Allen, Bartholomew, Boone, Brown, Carroll, Cass, Clark, Clinton, Decatur, DeKalb, Elkhart, Fayette, Floyd, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jasper, Jennings, Johnson, Lake, LaPorte, Lawrence, Marion Center Township, Marion Franklin Township, Marion Lawrence Township, Marion Perry Township, Marion Pike Township, Marion Warren Township, Marion Washington Township, Marion Wayne Township, Marshall, Miami, Monroe, Morgan, Newton, Noble, Owen, Porter, Randolph, St. Joseph, Shelby, Starke, Sullivan, Tipton, Union, Vigo, Washington, Wayne, Wells, Whitley
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68577 |
| Date Established | 1956 |
| Assets | $1,756.97 million |
| Loans | $1,278.37 million |
| Deposits | $1,371.62 million |
| Capital | $206.60 million |
Field of Membership Restrictions
Membership in IU Credit Union is open to those who live or work in the following: (1) the Indiana counties of Adams, Allen, Bartholomew, Boone, Brown, Carroll, Cass, Clark, Clinton, Decatur, DeKalb, Elkhart, Fayette, Floyd, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jasper, Jennings, Johnson, Lake, LaPorte, Lawrence, Marshall, Miami, Monroe, Morgan, Newton, Noble, Owen, Porter, Randolph, St. Joseph, Shelby, Starke, Sullivan, Tipton, Union, Vigo, Washington, Wayne, Wells, or Whitley; (2) the Indiana townships of Marion Center, Marion Franklin, Marion Lawrence, Marion Perry, Marion Pike, Marion Warren, Marion Washington, or Marion Wayne; (3) dues-paying members of the Indiana University Alumni Association.
Deposit Rates - September 7, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.40% | $0 | - |
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|
|
Money Market
|
0.60% | $1,000 | $10,000 |
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|
|
Money Market
|
1.50% | $10,000 | $24,999 |
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|
|
Money Market
|
1.75% | $25,000 | $50,000 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
5.25% | $2,000 | - |
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|
| 12 Mo CD
|
2.00% | $500 | - |
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|
| 13-month paid monthly
|
5.25% | $10,000 | - |
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|
| 18 Mo CD
|
2.26% | $500 | - |
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|
| 24 Mo CD
|
2.50% | $500 | - |
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|
| 25-month paid monthly
|
4.00% | $10,000 | - |
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|
| 30 Mo CD
|
2.75% | $500 | - |
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|
| 36 Mo CD
|
3.50% | $500 | - |
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|
| 48 Mo CD
|
3.00% | $500 | - |
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|
| 60 Mo CD
|
3.00% | $500 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.50% | $0 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.25% | $0 | $1,000 | Learn More |
| Int Ckg
|
0.25% | $1,000 | - | Learn More |
Loan Rates - September 7, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Indiana University
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
5.487% | 5.375% | 0.75 | $4,000 | $1,792 | Learn More |
NMLS ID: 6606 |
5.960% | 5.875% | 0.88 | $2,938 | $1,893 | Learn More |
NMLS ID: 1025894 |
6.080% | 5.990% | 0.75 | $3,097 | $1,917 | Learn More |
NMLS ID: 401822 |
6.151% | 6.000% | 0.63 | $5,200 | $1,919 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.990 %
|
$0 |
Learn More
More Info |
Note to Indiana University
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Indiana University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Indiana University Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 137.50 | A | View Lobby Hours | |
| 167.92 | B | View Lobby Hours | |
| 186.55 | C | View Lobby Hours | |
| 192.68 | D | View Lobby Hours | |
| 193.75 | E | View Lobby Hours | |
| 194.67 | F | View Lobby Hours | |
| 195.63 | G | View Lobby Hours | |
| 195.63 | H | View Lobby Hours | |
| 197.36 | I | View Lobby Hours | |
| 207.49 | J | View Lobby Hours | |
| 255.08 | K | View Lobby Hours | |
| 1586.48 | L | View Lobby Hours | |
| 1611.38 | M | View Lobby Hours |
Climate Policy and Initiatives
INDIANA UNIVERSITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Indiana University Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Indiana University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Indiana University | U.S. Average |
|---|---|
| 1.74% | 6.52 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2024, Indiana University had $3,630,641 in non-current loans and $11,593 in owned assets. To cover these potential losses it had $206,600,688 in net worth and $3,175,000 in loans loss reserves. That gives it a Texas Ratio of 1.74%.
Net Worth
| Indiana University | U.S. Average |
|---|---|
| 11.75% | 13.65% |
Indiana University FCU has a net worth of 11.75% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Indiana University
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