Illinois Valley Credit Union

Headquarters

1311 Shooting Park Rd
Peru, IL 61354
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 4.60% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.15% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2025 Overview

General Credit Union Information

Illinois Valley is an NCUA insured institution located in Peru, IL. It was founded in 1955 and has approximately $38.95 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62121
Date Established 1955
Assets $38.95 million
Loans $27.92 million
Deposits $35.07 million
Capital $4.04 million
 

Field of Membership Restrictions

Illinois Valley Credit Union of Illinois is open to the residents and the people that maintain employment within these qualified counties: LaSalle, Bureau, and Putnam and their family members.

Deposit Rates - April 4, 2025

Your Current Location: Washington, WA 10007

We do not yet have rates for Illinois Valley

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - April 4, 2025

Your Current Location: Washington, WA 10007

There are currently no loan rates available for Illinois Valley

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2025

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Basis Lending, LLC
NMLS ID: 2463124
5.910% 5.750% 0.75 $5,706 $1,868 Learn More
District Lending
NMLS ID: 1835285
6.070% 6.000% 0.75 $2,400 $1,919 Learn More
Infinity Mortgage Group
NMLS ID: 35972
License#: NMLS 35972
6.100% 6.000% 0.75 $3,494 $1,919 Learn More
Barrett Financial Group
NMLS ID: 181106
License#: 1998387
6.174% 5.999% 0.38 $6,111 $1,919 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2025

Lender APR (%)? Monthly Payment? Learn More
Reliant Home Funding, Inc
Reliant Home Funding, Inc
See Table
Intro APR
7.250 %
After Intro: 7.250 %
$15,000 Learn More
More Info
Figure Home Equity
Figure Home Equity
See Table
Intro APR
7.250 %
After Intro: 7.250 %
$15,000 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.000 %
After Intro: 9.000 %
$0 Learn More
More Info

Note to Illinois Valley
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Illinois Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Camas,Washington


Illinois Valley Locations around zip code 10007


BranchDistance Map View Lobby Hours

Illinois Valley Credit Union

1770.02 A View Lobby Hours

Illinois Valley Credit Union

1788.77 B View Lobby Hours


Climate Policy and Initiatives

ILLINOIS VALLEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Illinois Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Illinois Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Illinois Valley U.S. Average
7.80% 5.69

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2024, Illinois Valley had $264,211 in non-current loans and $62,510 in owned assets. To cover these potential losses it had $4,043,475 in net worth and $143,361 in loans loss reserves. That gives it a Texas Ratio of 7.80%.

Net Worth
Illinois Valley U.S. Average
10.37% 14.16%

Illinois Valley FCU has a net worth of 10.37% versus the BestCashCow average of 14.16. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Illinois Valley

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