Illiana Financial Credit Union
Headquarters
Po Box 1249
Calumet City, IL 60409
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2024 Overview
General Credit Union Information
Illiana Financial is an NCUA insured institution located in Calumet City, IL. It was founded in 1936 and has approximately $256.98 millions in assets.
Who can join?
Anyone living, working or worshipping within the geographical boundaries of the Naperville Office, Bradley Office, Calumet City Office or Chicago Heights Office, is eligible for membership at Illiana Financial Credit Union.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68425 |
| Date Established | 1936 |
| Assets | $256.98 million |
| Loans | $130.32 million |
| Deposits | $223.72 million |
| Capital | $43.35 million |
Field of Membership Restrictions
Illiana Financial credit Union of Illinois is open to the residents, church members,and the people that maintain employment within the eligible locations that are listed on the credit union website.
Deposit Rates - November 13, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.35% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.35% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - November 13, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Illiana Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.865% | 6.750% | 1.00 | $3,775 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Illiana Financial
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Branches
Below are Illiana Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Illiana Financial Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 266.84 | A | View Lobby Hours | |
| 268.43 | B | View Lobby Hours | |
| 270.92 | C | View Lobby Hours | |
| 299.83 | D | View Lobby Hours |
Climate Policy and Initiatives
ILLIANA FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Illiana Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Illiana Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Illiana Financial | U.S. Average |
|---|---|
| 5.81% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Illiana Financial had $2,424,888 in non-current loans and $263,000 in owned assets. To cover these potential losses it had $43,353,083 in net worth and $2,934,959 in loans loss reserves. That gives it a Texas Ratio of 5.81%.
Net Worth
| Illiana Financial | U.S. Average |
|---|---|
| 16.87% | 13.93% |
Illiana Financial FCU has a net worth of 16.87% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Illiana Financial
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