300 Bemis Rd
Fitchburg, MA 01420
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ACH 211382850
Phone (800) 262-1001
I-c is an NCUA insured institution located in Fitchburg, MA. It was founded in 1934 and has approximately $609.03 millions in assets.
Who can join?
Individuals who live or work in Franklin, Hampden, Hampshire, Middlesex, Norfolk, and Worcester Counties in the Commonwealth of Massachusetts.
Also included are:
Spouses of deceased Credit Union Members;
Employees of the Credit Union and Members of their immediate families;
Organizations of Credit Union Members
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24250 |
| Date Established | 1934 |
| Assets | $609.03 million |
| Loans | $466.42 million |
| Deposits | $508.75 million |
| Capital | $61.82 million |
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.02% | $50 | - |
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|
|
Money Market
|
0.05% | $50 | $9,999 |
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|
|
Money Market
|
0.05% | $10,000 | $24,999 |
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|
|
Money Market
|
0.10% | $25,000 | $49,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $500 | - |
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|
| 12 Mo CD
|
0.20% | $500 | - |
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|
| 18 Mo CD
|
0.25% | $500 | - |
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|
| 24 Mo CD
|
0.30% | $500 | - |
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|
| 36 Mo CD
|
0.40% | $500 | - |
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|
| 48 Mo CD
|
0.50% | $500 | - |
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|
| 60 Mo CD
|
0.60% | $500 | - |
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|
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for I-c
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 3029 |
Learn More |
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to I-c
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are I-c branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 614.00 | A | View Lobby Hours | |
| 616.06 | B | View Lobby Hours | |
| 619.46 | C | View Lobby Hours | |
| 620.75 | D | View Lobby Hours | |
| 621.41 | E | View Lobby Hours | |
| 621.77 | F | View Lobby Hours | |
| 622.39 | G | View Lobby Hours | |
| 630.78 | H | View Lobby Hours |
I-C is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of I-c. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| I-c | U.S. Average |
|---|---|
| 31.27% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, I-c had $20,160,622 in non-current loans and $331,686 in owned assets. To cover these potential losses it had $61,817,086 in net worth and $3,714,074 in loans loss reserves. That gives it a Texas Ratio of 31.27%.
| I-c | U.S. Average |
|---|---|
| 10.2% | 13.93% |
I-c FCU has a net worth of 10.2% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
*All images, logos and public notes on this page appear courtesy of I-C and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.
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