Hudson River Community Credit Union
Headquarters
One Third Street
Corinth, NY 12822
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2024 Overview
General Credit Union Information
Hudson River Community is an NCUA insured institution located in Corinth, NY. It was founded in 1954 and has approximately $337.23 millions in assets.
Who can join?
Anyone who lives, works, worships, attends school or are a business or other legal entity, such as a church or association, located within Saratoga, Warren, Washington, Rensselaer counties or the Towns of Cohoes, Watervliet or Green Island and their immediate families are eligible to join HRCCU.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68342 |
| Date Established | 1954 |
| Assets | $337.23 million |
| Loans | $286.26 million |
| Deposits | $278.97 million |
| Capital | $51.31 million |
Field of Membership Restrictions
Hudson River Community Credit Union of New York is open to the businesses, accredited institutions, residents, church members, registered students, and the people that maintain employment within these qualified counties: Saratoga, Warren, Washington, and Rensselaer along with these qualified cities or towns: Cohoes, Watervliet, and Green Island as well as the family members of these eligible people.
Deposit Rates - December 16, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - December 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Hudson River Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.459% | 6.375% | 0.50 | $2,810 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.716% | 6.625% | 0.75 | $3,023 | $2,049 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: 3029 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.750 % After Intro: 7.750 % |
$25,000 |
Learn More
More Info |
Note to Hudson River Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Hudson River Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Hudson River Community Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 529.52 | A | View Lobby Hours | |
| 532.43 | B | View Lobby Hours | |
| 536.63 | C | View Lobby Hours | |
| 536.70 | D | View Lobby Hours | |
| 546.26 | E | View Lobby Hours | |
| 550.90 | F | View Lobby Hours |
Climate Policy and Initiatives
HUDSON RIVER COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Hudson River Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Hudson River Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Hudson River Community | U.S. Average |
|---|---|
| 4.94% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Hudson River Community had $2,604,679 in non-current loans and $27,200 in owned assets. To cover these potential losses it had $51,307,051 in net worth and $1,976,735 in loans loss reserves. That gives it a Texas Ratio of 4.94%.
Net Worth
| Hudson River Community | U.S. Average |
|---|---|
| 15.21% | 13.93% |
Hudson River Community FCU has a net worth of 15.21% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Hudson River Community
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