2024 Overview
General Credit Union Information
Horizon is an NCUA insured institution located in Spokane Valley, WA. It was founded in 1948 and has approximately $2018.37 millions in assets.
Who can join?
Persons who reside, work, or worship within the school districts of the State of Washington
Persons who reside, work, or worship within Boundary, Bonner, Kootenai, Benewah, Shoshone, Latah, Nez Perce, and Lewis Counties of Idaho
Persons who reside, work, or worship within Missoula, Granite county, lake county, Mineral, Powell, Ravalli, Sanders
Spouses of persons who died while within the field of membership of the Credit Union; employees of the Credit Union; persons retired as pensioners or annuitants from the above employment; members of their immediate families, and organizations of such persons.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67264 |
| Date Established | 1948 |
| Assets | $2,018.37 million |
| Loans | $1,685.43 million |
| Deposits | $1,752.50 million |
| Capital | $236.85 million |
Field of Membership Restrictions
Membership in Horizon Credit Union is open to the following: (1) those who live, worship or work in the school districts of the state of Washington; (2) those who live or work in the cities of Missoula, Granite, Lake, Mineral, Powell, Ravalli, and Sanders in Montana; (3) those who live, worship or work in Boundary, Bonner, Kootenai, Benewah, Shoshone, Latah, Nez Perce, and Lewis Counties of Idaho; (4) those who live, worship or work in Beaverhead, Broadwater, Deer Lodge, Gallatin, Jefferson, Lewis and Clark, and Silver Bow Counties in Montana; (5) Federal employees living or working in Region One of the United States Forest Service.
Deposit Rates - November 16, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Horizon
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Horizon
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Horizon branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Horizon Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 770.31 | A | View Lobby Hours | |
| 1586.41 | B | View Lobby Hours | |
| 1587.33 | C | View Lobby Hours | |
| 1619.17 | D | View Lobby Hours | |
| 1712.61 | E | View Lobby Hours | |
| 1713.66 | F | View Lobby Hours | |
| 1868.90 | G | View Lobby Hours | |
| 1868.93 | H | View Lobby Hours | |
| 1869.52 | I | View Lobby Hours | |
| 1874.60 | J | View Lobby Hours | |
| 1884.52 | K | View Lobby Hours | |
| 1890.73 | L | View Lobby Hours | |
| 1890.73 | M | View Lobby Hours | |
| 1890.89 | N | View Lobby Hours | |
| 1893.27 | O | View Lobby Hours | |
| 1899.46 | P | View Lobby Hours | |
| 1900.80 | Q | View Lobby Hours | |
| 1908.83 | R | View Lobby Hours | |
| 1937.70 | S | View Lobby Hours | |
| 1941.34 | T | View Lobby Hours | |
| 1984.27 | U | View Lobby Hours | |
| 1985.08 | V | View Lobby Hours | |
| 2003.06 | W | View Lobby Hours |
Climate Policy and Initiatives
HORIZON is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Horizon Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Horizon. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Horizon | U.S. Average |
|---|---|
| 4.96% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Horizon had $10,486,876 in non-current loans and $1,517,407 in owned assets. To cover these potential losses it had $236,845,051 in net worth and $5,044,398 in loans loss reserves. That gives it a Texas Ratio of 4.96%.
Net Worth
| Horizon | U.S. Average |
|---|---|
| 11.72% | 13.93% |
Horizon FCU has a net worth of 11.72% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Horizon
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