Honolulu Federal Credit Union

Headquarters

P.o. Box 235862
Honolulu, HI 96823
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 1.10% 4.80% →
2-Year CD 1.20% 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Honolulu is an NCUA insured institution located in Honolulu, HI. It was founded in 1936 and has approximately $387.82 millions in assets.

Who can join?

Individuals in the following fields of membership are eligible to join Honolulu FCU:

Civilian employees of the U.S. Government headquartered in Honolulu, Hawaii, including civilian and military employees of all branches of Department of Defense.

Civilian and military personnel of the 14th Coast Guard District who work in or have headquarters in the 14th Coast Guard District, Hawaii.

Members of the U.S. Armed Forces including the U.S. Coast Guard who live in Hawaii, active or retired, or their dependents or dependent survivors who live in Hawaii who are eligible to receive and are receiving benefits or services from the Sand Island Coast Guard Base in Hawaii.

Contractors and employees of contractors who regularly work at the Sand Island Coast Guard Base in Hawaii under contract with the U.S. Government except those who are eligible for primary membership in another credit union by virtue of their employment.

Employees of Honolulu FCU.

Employees of Select Employee Group

NCUA Insured Yes / Federally Chartered
Charter Number # # 1830
Date Established 1936
Assets $387.82 million
Loans $282.02 million
Deposits $343.32 million
Capital $45.24 million
 

Field of Membership Restrictions

Membership in Honolulu Federal Credit Union is open to the following: (1) civilian employees of the U.S. Government headquartered in Honolulu; (2) civilian and military employees of all branches of Department of Defense stationed in Honolulu; (3) civilian and military personnel of the 14th Coast Guard District who work in or have headquarters in the 14th Coast Guard District; (4) active and retired members of the U.S. Armed Forces who live in Hawaii and eligible to receive benefits from Sand Island Coast Guard Base in Hawaii; (5) employees of over 200 area Select Employer Groups.

Deposit Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
1.10% $10,000 $14,999 Learn More
12 Mo CD
1.10% $100,000 $199,999 Learn More
18 Mo CD
1.10% $10,000 $14,999 Learn More
18 Mo CD
1.10% $100,000 $199,999 Learn More
24 Mo CD
1.20% $10,000 $14,999 Learn More
24 Mo CD
1.20% $100,000 $199,999 Learn More
36 Mo CD
1.30% $10,000 $14,999 Learn More
36 Mo CD
1.30% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Honolulu

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.868% 6.750% 1.00 $3,884 $2,076 Learn More
PADDIO
NMLS ID: 1907
7.181% 7.125% 0.63 $1,802 $2,156 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Honolulu
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Honolulu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Honolulu Locations around zip code 43085




Climate Policy and Initiatives

HONOLULU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Honolulu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Honolulu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Honolulu U.S. Average
6.61% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Honolulu had $2,800,862 in non-current loans and $342,888 in owned assets. To cover these potential losses it had $45,238,353 in net worth and $2,308,975 in loans loss reserves. That gives it a Texas Ratio of 6.61%.

Net Worth
Honolulu U.S. Average
11.65% 13.93%

Honolulu FCU has a net worth of 11.65% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Honolulu

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