Hmc (nj) Federal Credit Union

Headquarters

84 Park Ave Ste E103
Flemington, NJ 08822
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Hmc (nj) is an NCUA insured institution located in Flemington, NJ. It was founded in 1978 and has approximately $9.01 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 23052
Date Established 1978
Assets $9.01 million
Loans $2.76 million
Deposits $8.03 million
Capital $0.96 million
 

Deposit Rates - November 12, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 12, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Hmc (nj)

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
PenFed Credit Union
NMLS ID: 401822
6.668% 6.500% 0.75 $5,600 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.981% 6.875% 0.88 $3,442 $2,103 Learn More
PADDIO
NMLS ID: 1907
7.068% 7.000% 0.75 $2,202 $2,129 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to Hmc (nj)
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Branches

Below are Hmc (nj) branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Hmc (nj) Locations around zip code 43085


BranchDistance Map View Lobby Hours

HMC (NJ) Federal Credit Union

433.11 A View Lobby Hours


Climate Policy and Initiatives

HMC (NJ) is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Hmc (nj) Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hmc (nj). The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hmc (nj) U.S. Average
3.68% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Hmc (nj) had $35,766 in non-current loans and $0 in owned assets. To cover these potential losses it had $963,285 in net worth and $9,817 in loans loss reserves. That gives it a Texas Ratio of 3.68%.

Net Worth
Hmc (nj) U.S. Average
10.69% 13.93%

Hmc (nj) FCU has a net worth of 10.69% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Hmc (nj)

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