Hiway Federal Credit Union

Headquarters

111 Empire Dr
Saint Paul, MN 55103
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 5.50% →
1-Year CD 1.10% 4.80% →
2-Year CD 1.15% 4.25% →
5-Year CD 1.40% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Hiway is an NCUA insured institution located in Saint Paul, MN. It was founded in 1934 and has approximately $1451.26 millions in assets.

Who can join?

You're eligible for membership at Hiway if you meet any of the following requirements:

Live, work, worship or attend school in the Metro Community Area

Are employed by one of the following:
Minnesota Department of Transportation
Minnesota Department of Public Safety
State of Minnesota (most employees qualify)
V.A. Medical Center
Civilian employees and military personnel whose primary duty station is the Fort Snelling Reservation
Minnesota Military (most employees qualify)
Fort Snelling National Cemetary
U.S. Government Contractor at Minneapolis-St. Paul International Airport
Other eligible select employee groups

Member of the General John W. Vessey, Jr. Chapter of the Association of the U.S. Army (AUSA) Learn About AUSA Membership

Family member or household member of a person that qualifies for Hiway membership

NCUA Insured Yes / Federally Chartered
Charter Number # # 24360
Date Established 1934
Assets $1,451.26 million
Loans $901.74 million
Deposits $1,298.52 million
Capital $144.70 million
 

Field of Membership Restrictions

Membership in Hiway Federal Credit Union is open to anyone through joining the Minnesota Recreation and Parks Foundation ($10 donation). Membership is also open to those who live, work, attend school or worship in a select area of Minneapolis and St. Paul, Minnesota and to employees of Minnesota Department of Transportation, Minnesota Department of Public Safety, V.A. Medical Center, and other area Select Employer Groups.

Deposit Rates - November 26, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
1.00% $10,000 $14,999 Learn More
12 Mo CD
1.10% $100,000 $199,999 Learn More
18 Mo CD
1.00% $10,000 $14,999 Learn More
18 Mo CD
1.10% $100,000 $199,999 Learn More
24 Mo CD
1.05% $10,000 $14,999 Learn More
24 Mo CD
1.15% $100,000 $199,999 Learn More
30 Mo CD
1.05% $10,000 $14,999 Learn More
30 Mo CD
1.15% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.20% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.35% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.40% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 26, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Hiway

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.368% 6.250% 0.88 $4,010 $1,971 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.710% 6.625% 0.63 $2,818 $2,049 Learn More
PenFed Credit Union
NMLS ID: 401822
7.034% 6.875% 1.00 $5,195 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.212% 7.125% 0.88 $2,800 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Hiway
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Hiway branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

HIWAY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Hiway Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hiway. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hiway U.S. Average
1.67% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Hiway had $2,379,731 in non-current loans and $119,429 in owned assets. To cover these potential losses it had $144,703,955 in net worth and $5,211,639 in loans loss reserves. That gives it a Texas Ratio of 1.67%.

Net Worth
Hiway U.S. Average
9.97% 13.93%

Hiway FCU has a net worth of 9.97% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Hiway

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