30 Allen St
Rutland, VT 05701
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Reviewed by Cat22 | January 6, 2022 |
Their problem is their CEO, Matt. I recently met with one of their bankers to send a wire to my Fidelity investment account. An hour later the banker called me to tell me that my wire had been cancelled and all of my money was "on hold" for 10 days. Being frustrated and confused, I had a phone conversation with CEO Matt. He was extremely arrogant and condescending. In his own words, he profiled me as a scammer. In my 63 years, I've never been in trouble with the law with the exception of a few traffic tickets. So, I went to VSECU and opened accounts there. They treated me like an important and valued customer. I will be closing my accounts at Heritage and moving all of my money to VSECU. I feel sorry for the Heritage employees who have to work for such a vile man.
Heritage Family is an NCUA insured institution located in Rutland, VT. It was founded in 1956 and has approximately $757.14 millions in assets.
Who can join?
You are eligible to join the Heritage Family Credit Union if you live, work, worship or do business in any of the following communities: Rutland, Addison, Bennington, Windsor or Windham counties. People who live, work worship or do business in Hooksett, N.H. are also eligible to become Members.
In addition, as a member of the credit union, each of your family related by blood, marriage or adoption (i.e., sister, spouse, grandmother, great aunt, stepchild, etc.) is entitled to join the Credit Union and take advantage of the Credit Union services.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 24742 |
Date Established | 1956 |
Assets | $757.14 million |
Loans | $536.13 million |
Deposits | $621.50 million |
Capital | $86.56 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.15% | $2,500 | $4,999 |
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|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.85% | $100,000 | $199,999 |
Learn More
|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.20% | $1 | $499 | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.05% | $1 | $99 | Learn More |
Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Heritage Family
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.368% | 6.250% | 0.88 | $4,010 | $1,971 | Learn More |
NMLS ID: 1025894 |
6.710% | 6.625% | 0.63 | $2,818 | $2,049 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Heritage Family
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Heritage Family branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
523.84 | A | View Lobby Hours | |
557.40 | B | View Lobby Hours | |
557.60 | C | View Lobby Hours | |
573.56 | D | View Lobby Hours | |
584.09 | E | View Lobby Hours | |
588.05 | F | View Lobby Hours | |
588.41 | G | View Lobby Hours | |
589.26 | H | View Lobby Hours | |
595.11 | I | View Lobby Hours |
HERITAGE FAMILY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Heritage Family. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Heritage Family | U.S. Average |
---|---|
2.26% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Heritage Family had $1,781,851 in non-current loans and $261,089 in owned assets. To cover these potential losses it had $86,557,166 in net worth and $3,749,085 in loans loss reserves. That gives it a Texas Ratio of 2.26%.
Heritage Family | U.S. Average |
---|---|
11.42% | 13.93% |
Heritage Family FCU has a net worth of 11.42% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Heritage Family
Cat22
January 6, 2022 |
Their problem is their CEO, Matt. I recently met with one of their bankers to send a wire to my Fidelity investment account. An hour later the banker called me to tell me that my wire had been cancelled and all of my money was "on hold" for 10 days. Being frustrated and confused, I had a phone conversation with CEO Matt. He was extremely arrogant and condescending. In his own words, he profiled me as a scammer. In my 63 years, I've never been in trouble with the law with the exception of a few traffic tickets. So, I went to VSECU and opened accounts there. They treated me like an important and valued customer. I will be closing my accounts at Heritage and moving all of my money to VSECU. I feel sorry for the Heritage employees who have to work for such a vile man.
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