Our records indicate that this credit union has been acquired by CONNEXUS.
4617 Liuna Way
Deforest, WI 53532
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Heritage is an NCUA insured institution located in Deforest, WI. It was founded in 1978 and has approximately $461.32 millions in assets.
Who can join?
You are eligible to become a member if you fall into one of the following categories:
Residence County: Any person who resides or works in:
IL: Boone, Jo Daviess, Knox, Lake, McHenry, Stephenson, Warren, and Winnebago
WI:Barron, Chippewa, Columbia, Dane, Dodge, Iowa, Lincoln, Milwaukee, Oneida, Ozaukee, Price, Racine, Rusk, Sauk, Taylor, Washington, and Waukesha
Residence HCU Branch: Any person who works or resides within a 5 mile radius of any Heritage Credit Union office, 25 mile radius of Sheldon, WI, or 15 miles of Chetek, WI.
Select Employment Group (SEG): Any employee of Kraft or Bombardier and its majority subsidies in the US or successors. Employees of Rockwell Automation (formerly Allen-Bradley Company, its subsidaries, affiliates, and members of A-B Credit Union).
Motorcycle group: Any person, who is a member of the Harley Owners Group (HOG), Buell Riders Adventure Group (BRAG), or BMW Motorcycle Owners of America Group of any dealer located in the state of Wisconsin.
Family members: The spouse, parents, children, stepparents, stepchildren, grandparents and grandchildren of a person eligible for membership. Immediate family members include both biological relatives and those related by marriage or civil union. It may also include all members of a household under one roof.
Organizational qualifications: Organizations, associations, trusts qualify for membership if the majority of the shareholders, partners, signers, trustees and beneficiaries, or owners qualify for membership.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 68385 |
Date Established | 1978 |
Assets | $461.32 million |
Loans | $311.97 million |
Deposits | $377.42 million |
Capital | $51.53 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.02% | $2,500 | $4,999 |
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|
Money Market
|
0.02% | $2,500 | $2,999 |
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|
Money Market
|
0.02% | $10,000 | $14,999 |
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|
Money Market
|
0.02% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.10% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.10% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
48 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
48 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Heritage
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.368% | 6.250% | 0.75 | $4,000 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.482% | 6.375% | 0.75 | $3,610 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Heritage
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
353.23 | A | View Lobby Hours | |
396.64 | B | View Lobby Hours | |
401.36 | C | View Lobby Hours | |
402.14 | D | View Lobby Hours | |
423.41 | E | View Lobby Hours | |
424.10 | F | View Lobby Hours | |
557.14 | G | View Lobby Hours | |
573.65 | H | View Lobby Hours | |
589.15 | I | View Lobby Hours |
HERITAGE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Heritage | U.S. Average |
---|---|
3.05% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Heritage had $1,581,531 in non-current loans and $32,000 in owned assets. To cover these potential losses it had $51,529,435 in net worth and $1,380,952 in loans loss reserves. That gives it a Texas Ratio of 3.05%.
Heritage | U.S. Average |
---|---|
11.16% | 13.93% |
Heritage FCU has a net worth of 11.16% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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