Hercules First Federal Credit Union
Headquarters
3141 W 4700 S
Salt Lake City, UT 84129
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2024 Overview
General Credit Union Information
Hercules First is an NCUA insured institution located in Salt Lake City, UT. It was founded in 1973 and has approximately $165.81 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24902 |
| Date Established | 1973 |
| Assets | $165.81 million |
| Loans | $136.31 million |
| Deposits | $130.08 million |
| Capital | $14.44 million |
Field of Membership Restrictions
Membership in Hercules First Federal Credit Union is limited to:
Persons who live, work (or regularly conduct business in), worship, or attend school in and business and other legal entities located in Salt Lake County.
The family of current members
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $1,000 | - |
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|
| 12 Mo CD
|
0.30% | $1,000 | - |
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|
| 24 Mo CD
|
0.45% | $1,000 | - |
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|
| 36 Mo CD
|
0.60% | $1,000 | - |
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|
| 48 Mo CD
|
0.70% | $1,000 | - |
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|
| 60 Mo CD
|
0.80% | $1,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Hercules First
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 1907 |
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NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Hercules First
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Branches
Below are Hercules First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Hercules First Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
HERCULES FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Hercules First Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Hercules First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Hercules First | U.S. Average |
|---|---|
| 10.44% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Hercules First had $1,359,365 in non-current loans and $188,713 in owned assets. To cover these potential losses it had $14,441,983 in net worth and $384,554 in loans loss reserves. That gives it a Texas Ratio of 10.44%.
Net Worth
| Hercules First | U.S. Average |
|---|---|
| 8.71% | 13.93% |
Hercules First FCU has a net worth of 8.71% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Hercules First
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