Heartland Credit Union

Headquarters

5325 High Crossing Blvd
Madison, WI 53718
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.35% 4.80% →
2-Year CD 0.55% 4.25% →
5-Year CD 0.95% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Heartland is an NCUA insured institution located in Madison, WI. It was founded in 1936 and has approximately $616.81 millions in assets.

Who can join?

Anyone living, working or owning property in these counties:

Wisconsin: Dane, Grant, Iowa, Crawford, Lafayette, Sauk, Richland, Dodge, Green, Rock, Jefferson, Columbia or Vernon County
Iowa: Allamakee, Clayton, Dubuque, Winneshiek, Chickasaw, Bremer, Fayette, Buchanan, Delaware, Jackson and Jones County
Illinois: Boone, Jo Daviess, Stephenson & Winnebago County

You can also qualify for membership if affiliated with any of these organizations:

Any employee and/or their family member(s) who works for AT&T, SBC, TDS Metro or Independent or Cooperative Telephone Companies in Wisconsin

Dodgeville Agri-Service: Patrons, employees and their family members
Lands' End: Any employee or family member

New Horizons Supply Cooperative of Fennimore: Patrons and family members

Peoples Community Oil Cooperative of Lancaster: Patrons and family members

Scenic River Electric Cooperative

Immediate family of existing Heartland Credit Union members are also eligible to join

NCUA Insured Yes / State-Chartered
Charter Number # # 66710
Date Established 1936
Assets $616.81 million
Loans $456.29 million
Deposits $541.37 million
Capital $66.79 million
 

Field of Membership Restrictions

Heartland Credit Union of Wisconsin is open to the property owners, residents and the people that maintain employment within the qualified locations of Wisconsin, Iowa, and Illinois that are listed on the credit union website and the members, employees and some specified family members of the credit union affiliated groups, organizations, and partner companies that are listed on the credit union website.

Deposit Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.08% $2,500 $2,999 Learn More
Money Market
0.08% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.95% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More

Loan Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Heartland

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
AimLoan.com
NMLS ID: 2890
License#: MBMB.850089.000
6.618% 6.500% 0.88 $3,949 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.866% 6.750% 1.00 $3,801 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.212% 7.125% 0.88 $2,800 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to Heartland
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Heartland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

HEARTLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Heartland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Heartland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Heartland U.S. Average
3.58% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Heartland had $2,375,493 in non-current loans and $95,568 in owned assets. To cover these potential losses it had $66,787,745 in net worth and $2,320,499 in loans loss reserves. That gives it a Texas Ratio of 3.58%.

Net Worth
Heartland U.S. Average
10.82% 13.93%

Heartland FCU has a net worth of 10.82% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Heartland

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