Heartland Credit Union
Headquarters
5500 S Robert Trl
Inver Grove Hei, MN 55077
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2024 Overview
General Credit Union Information
Heartland is an NCUA insured institution located in Inver Grove Hei, MN. It was founded in 1939 and has approximately $180.77 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64168 |
| Date Established | 1939 |
| Assets | $180.77 million |
| Loans | $111.59 million |
| Deposits | $156.08 million |
| Capital | $16.98 million |
Field of Membership Restrictions
Membership in Heartland Credit Union is available to:
Any business or individual who lives, works, worships, volunteers or attends school in Dakota, Scott, Rice or Le Sueur Counties, Minnesota
Employees and Retirees of the following:
Agriliance, LLC
CHS Inc.
Chart, Inc.
Cofina Financial, LLC
Farmers Union Business and Educational Activities of Minnesota
Genex Cooperative
Hennen & Associates
Horizon Milling, LLC
Land O’Lakes, Inc.
North American Trailer Services, LTD
Roadware Inc.
Scott Equipment
TEMCO
United Harvest, LLC
Ventura Foods, LLC
The wholly or partially owned subsidiaries and affiliated firms thereof
.
Deposit Rates - December 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - December 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Heartland
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.960% | 6.875% | 0.63 | $2,764 | $2,103 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.966% | 6.875% | 0.50 | $3,145 | $2,103 | Learn More |
NMLS ID: 3030 |
7.338% | 7.250% | 0.88 | $2,800 | $2,183 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 6.990 % After Intro: 6.990 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Heartland
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Heartland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Heartland Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 632.09 | A | View Lobby Hours | |
| 632.86 | B | View Lobby Hours | |
| 642.82 | C | View Lobby Hours | |
| 643.05 | D | View Lobby Hours |
Climate Policy and Initiatives
HEARTLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Heartland Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Heartland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Heartland | U.S. Average |
|---|---|
| 4.38% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Heartland had $620,803 in non-current loans and $145,000 in owned assets. To cover these potential losses it had $16,978,246 in net worth and $512,162 in loans loss reserves. That gives it a Texas Ratio of 4.38%.
Net Worth
| Heartland | U.S. Average |
|---|---|
| 9.37% | 13.93% |
Heartland FCU has a net worth of 9.37% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Heartland
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