Heart Of Louisiana Federal Credit Union
Headquarters
P O Box 4030
Pineville, LA 71360
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2024 Overview
General Credit Union Information
Heart Of Louisiana is an NCUA insured institution located in Pineville, LA. It was founded in 1955 and has approximately $134.35 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 10164 |
| Date Established | 1955 |
| Assets | $134.35 million |
| Loans | $69.75 million |
| Deposits | $112.87 million |
| Capital | $21.92 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in the parishes of Rapides, Winn, Allen, Natchitoches, Evangeline, Concordia, Catahoula, LaSalle, Avoyelles, and Grant, as well as businesses and other legal entities located in the area.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Heart Of Louisiana
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Heart Of Louisiana
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Heart Of Louisiana
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Heart Of Louisiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Heart Of Louisiana Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 776.73 | A | View Lobby Hours | |
| 777.26 | B | View Lobby Hours | |
| 777.26 | C | View Lobby Hours | |
| 782.06 | D | View Lobby Hours | |
| 782.09 | E | View Lobby Hours |
Climate Policy and Initiatives
HEART OF LOUISIANA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Heart Of Louisiana Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Heart Of Louisiana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Heart Of Louisiana | U.S. Average |
|---|---|
| 2.19% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Heart Of Louisiana had $489,278 in non-current loans and $24,000 in owned assets. To cover these potential losses it had $21,918,616 in net worth and $1,466,647 in loans loss reserves. That gives it a Texas Ratio of 2.19%.
Net Worth
| Heart Of Louisiana | U.S. Average |
|---|---|
| 16.25% | 13.93% |
Heart Of Louisiana FCU has a net worth of 16.25% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Heart Of Louisiana
Patsy hillman
May 2, 2021
Hasseled at parking lot in front door right off. Loan person never answered my questions. Never. Called me back. Never worked my file till i came back that afternoon at which time never answered my text. Never completed application or approved in one day like they say. Never looked for ways to make a loan. Actually looked for ways to not make a loan. Never tap your brakes to stop. A waste of time. Next place i went to actually looked at my credit walked out with loan in 10 minutes. Not worth hitting the breaks at this location.
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