Healthcare First Credit Union
Headquarters
1152 Franklin Street
Johnstown, PA 15905
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2024 Overview
General Credit Union Information
Healthcare First Credit Union is an NCUA insured institution located in Johnstown, PA. It was founded in 1979 and has approximately $98.14 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 65013 |
| Date Established | 1979 |
| Assets | $98.14 million |
| Loans | $34.13 million |
| Deposits | $84.83 million |
| Capital | $11.95 million |
Field of Membership Restrictions
Health Care First Credit Union of Pennsylvania is open to any health care employee, professional, staff member, volunteers, and medical students within the qualified counties of Cambria, Somerset, and Blair, along with their family members.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Healthcare First Credit Union
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Healthcare First Credit Union
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Branches
Below are Healthcare First Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Healthcare First Credit Union Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 187.35 | A | View Lobby Hours | |
| 217.36 | B | View Lobby Hours | |
| 217.57 | C | View Lobby Hours | |
| 217.64 | D | View Lobby Hours | |
| 221.56 | E | View Lobby Hours | |
| 248.51 | F | View Lobby Hours | |
| 369.53 | G | View Lobby Hours | |
| 381.94 | H | View Lobby Hours |
Climate Policy and Initiatives
HEALTHCARE FIRST CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Healthcare First Credit Union Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Healthcare First Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Healthcare First Credit Union | U.S. Average |
|---|---|
| 0.93% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Healthcare First Credit Union had $98,763 in non-current loans and $13,093 in owned assets. To cover these potential losses it had $11,953,096 in net worth and $135,367 in loans loss reserves. That gives it a Texas Ratio of 0.93%.
Net Worth
| Healthcare First Credit Union | U.S. Average |
|---|---|
| 12.17% | 13.93% |
Healthcare First Credit Union FCU has a net worth of 12.17% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Healthcare First Credit Union
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