Hawaii Central Federal Credit Union
Headquarters
681 S King St
Honolulu, HI 96813
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2024 Overview
General Credit Union Information
Hawaii Central is an NCUA insured institution located in Honolulu, HI. It was founded in 1937 and has approximately $302.8 millions in assets.
Who can join?
Eligibility for membership with Hawaii Central Federal Credit Union (HCFCU) is available to anyone who meets one of the following criteria:
Persons who live, work, worship full-time or attend school on the Island of Oahu, and members of their immediate family or household.
Businesses and other legal entities located on the Island of Oahu
Employees of HCFCU and members of their immediate family
Immediate family is defined as: Spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparents, stepchildren, stepsiblings and adoptive relationships.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24839 |
| Date Established | 1937 |
| Assets | $302.80 million |
| Loans | $174.13 million |
| Deposits | $263.29 million |
| Capital | $28.03 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship full-time or attend school on the Island of Oahu, and members of their immediate family or household.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Hawaii Central
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Hawaii Central
To upload and update your bank's rates please register.
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Branches
Below are Hawaii Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Hawaii Central Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 4171.58 | A | View Lobby Hours |
Climate Policy and Initiatives
HAWAII CENTRAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Hawaii Central Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Hawaii Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Hawaii Central | U.S. Average |
|---|---|
| 1.92% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Hawaii Central had $548,127 in non-current loans and $4,138 in owned assets. To cover these potential losses it had $28,025,533 in net worth and $795,910 in loans loss reserves. That gives it a Texas Ratio of 1.92%.
Net Worth
| Hawaii Central | U.S. Average |
|---|---|
| 9.26% | 13.93% |
Hawaii Central FCU has a net worth of 9.26% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Hawaii Central
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