Harvard University Employees Credit Union
Headquarters
104 Mount Auburn St Ste4
Cambridge, MA 02138
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2024 Overview
General Credit Union Information
Harvard University Employees is an NCUA insured institution located in Cambridge, MA. It was founded in 1939 and has approximately $1225.47 millions in assets.
Who can join?
Membership in the Harvard University Credit Union is available to the employees, students and alumni of Harvard University, Harvard teaching hospitals and affiliated organizations. If you fall into our field of membership, your family members also qualify to be members.
If you are an employee of one of the following, you are also eligible for membership:
• American Repertory Theater
• Beth Israel Deaconess Medical Center
• Boston Shriners Hospital
• Brigham and Women’s Hospital
• Cambridge Hospital / Cambridge Health Alliance
• Children’s Hospital
• Dana Farber Cancer Institute
• Daycares operating on Harvard property
• Dumbarton Oaks Research Library
• Episcopal Divinity School
• Harvard University
• (Students, Alumni, Faculty and Staff)
• Harvard Business School Publishing
• Harvard / M.I.T. Cooperative Society
• Harvard Management Company
• Harvard Pilgrim Health Care
• Harvard – Smithsonian Center for Astrophysics
• Harvard Vanguard Medical Associates
• Joslin Diabetes Center
• Judge Baker Children’s Center
• Lesley University
• (Students, Alumni, Faculty and Staff)
• McLean Hospital
• Massachusetts Eye and Ear Infirmary
• MGH / Partners Health Care System
• MGH Institute of Health Professions
• Massachusetts Mental Health Center
• Medical, Academic and Scientific Community Org.
• Mount Auburn Hospital
• Radcliffe Institute for Advanced Study
• Spaulding Rehabilitation Hospital
• The Center for Blood Research
• The Schepens Eye Research Institute
• Veterans Administration Boston Healthcare System
• WGBH Boston
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67696 |
| Date Established | 1939 |
| Assets | $1,225.47 million |
| Loans | $1,088.88 million |
| Deposits | $846.42 million |
| Capital | $103.63 million |
Field of Membership Restrictions
Harvard University Employees Credit Union of Massachusetts is open to the educators, faculty, employees, students, and alumni of Harvard University and their affiliated teaching hospitals and organizations that are listed on the credit union website.
Deposit Rates - November 26, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Harvard University Employees
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Note to Harvard University Employees
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Loan Rates - November 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Harvard University Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.368% | 6.250% | 0.88 | $4,010 | $1,971 | Learn More |
NMLS ID: 1025894 |
6.710% | 6.625% | 0.63 | $2,818 | $2,049 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Harvard University Employees
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Harvard University Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Harvard University Employees Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 651.20 | A | View Lobby Hours | |
| 651.49 | B | View Lobby Hours | |
| 653.74 | C | View Lobby Hours | |
| 654.81 | D | View Lobby Hours | |
| 2108.40 | E | View Lobby Hours |
Climate Policy and Initiatives
HARVARD UNIVERSITY EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Harvard University Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Harvard University Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Harvard University Employees | U.S. Average |
|---|---|
| 5.30% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Harvard University Employees had $5,852,379 in non-current loans and $19,341 in owned assets. To cover these potential losses it had $103,631,818 in net worth and $7,167,851 in loans loss reserves. That gives it a Texas Ratio of 5.30%.
Net Worth
| Harvard University Employees | U.S. Average |
|---|---|
| 8.45% | 13.93% |
Harvard University Employees FCU has a net worth of 8.45% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Harvard University Employees
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