Harris County Federal Credit Union
Headquarters
1400 Franklin St
Houston, TX 77002
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2024 Overview
General Credit Union Information
Harris County is an NCUA insured institution located in Houston, TX. It was founded in 1951 and has approximately $207.97 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7552 |
| Date Established | 1951 |
| Assets | $207.97 million |
| Loans | $120.20 million |
| Deposits | $163.43 million |
| Capital | $43.00 million |
Field of Membership Restrictions
Must be an employee or retiree of Harris County or anyone who live, work, attend school or worship in select areas of Houston, Texas.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.15% | $100 | - |
Learn More
|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.35% | $5,000 | - | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Harris County
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Harris County
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Branches
Below are Harris County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Harris County Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 962.19 | A | View Lobby Hours |
Climate Policy and Initiatives
HARRIS COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Harris County Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Harris County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Harris County | U.S. Average |
|---|---|
| 3.20% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Harris County had $1,402,784 in non-current loans and $0 in owned assets. To cover these potential losses it had $42,998,442 in net worth and $812,876 in loans loss reserves. That gives it a Texas Ratio of 3.20%.
Net Worth
| Harris County | U.S. Average |
|---|---|
| 20.67% | 13.93% |
Harris County FCU has a net worth of 20.67% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Harris County
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