Hapo Community Credit Union
Headquarters
601 Williams Blvd
Richland, WA 99354
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2024 Overview
General Credit Union Information
Hapo Community is an NCUA insured institution located in Richland, WA. It was founded in 1953 and has approximately $2377.54 millions in assets.
Who can join?
HAPO Community Credit Union offers membership to anyone who lives, works, worships or attends school in Washington state or lives and/or works in the Umatilla County in Oregon state. You may also become a member if you have a relative who is a member or is eligible to become a member.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68239 |
| Date Established | 1953 |
| Assets | $2,377.54 million |
| Loans | $1,861.41 million |
| Deposits | $1,965.03 million |
| Capital | $257.70 million |
Field of Membership Restrictions
Membership in HAPO Community Credit Union is open to those who live, work, attend school or worship in the state of Washington or in Umatilla or Morrow County in Oregon.
Deposit Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.30% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.13% | $1 | $499 | Learn More |
| Var IRA
|
0.17% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Hapo Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Hapo Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Hapo Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Hapo Community Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 339.98 | A | View Lobby Hours | |
| 377.42 | B | View Lobby Hours | |
| 655.98 | C | View Lobby Hours | |
| 1921.35 | D | View Lobby Hours | |
| 1962.95 | E | View Lobby Hours | |
| 1965.32 | F | View Lobby Hours | |
| 1965.59 | G | View Lobby Hours | |
| 1966.84 | H | View Lobby Hours | |
| 1967.92 | I | View Lobby Hours | |
| 1970.33 | J | View Lobby Hours | |
| 1971.95 | K | View Lobby Hours | |
| 1973.27 | L | View Lobby Hours | |
| 2010.42 | M | View Lobby Hours | |
| 2037.87 | N | View Lobby Hours | |
| 2043.29 | O | View Lobby Hours | |
| 2044.49 | P | View Lobby Hours |
Climate Policy and Initiatives
HAPO COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Hapo Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Hapo Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Hapo Community | U.S. Average |
|---|---|
| 7.38% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Hapo Community had $17,845,754 in non-current loans and $2,676,669 in owned assets. To cover these potential losses it had $257,698,943 in net worth and $20,445,000 in loans loss reserves. That gives it a Texas Ratio of 7.38%.
Net Worth
| Hapo Community | U.S. Average |
|---|---|
| 10.84% | 13.93% |
Hapo Community FCU has a net worth of 10.84% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Hapo Community
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