Gulf States Credit Union


Our records indicate that this credit union has been acquired by MCCOY.


Headquarters

P.o. Box 945110
Maitland, FL 32794
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.06% 5.50% →
1-Year CD 0.41% 4.80% →
2-Year CD 0.61% 4.25% →
5-Year CD 0.91% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Gulf States is an NCUA insured institution located in Maitland, FL. It was founded in 1960 and has approximately $37.34 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68412
Date Established 1960
Assets $37.34 million
Loans $10.72 million
Deposits $32.29 million
Capital $4.92 million
 

Field of Membership Restrictions

Gulf States Credit Union of Florida is open to the residents and people that maintain employment within these qualified counties:Casselberry, Maitland, and Fern Park, the current employees of the credit union affiliated select employer groups, and/or the partner companies, and the family members of current credit union members.

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.06% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.16% $10,000 $14,999 Learn More
Money Market
0.16% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.31% $10,000 $14,999 Learn More
6 Mo CD
0.31% $100,000 $199,999 Learn More
12 Mo CD
0.41% $10,000 $14,999 Learn More
12 Mo CD
0.41% $100,000 $199,999 Learn More
18 Mo CD
0.51% $10,000 $14,999 Learn More
18 Mo CD
0.51% $100,000 $199,999 Learn More
24 Mo CD
0.61% $10,000 $14,999 Learn More
24 Mo CD
0.61% $100,000 $199,999 Learn More
36 Mo CD
0.71% $10,000 $14,999 Learn More
36 Mo CD
0.71% $100,000 $199,999 Learn More
48 Mo CD
0.81% $10,000 $14,999 Learn More
48 Mo CD
0.81% $100,000 $199,999 Learn More
60 Mo CD
0.91% $10,000 $14,999 Learn More
60 Mo CD
0.91% $100,000 $199,999 Learn More

Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Gulf States

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Price Mortgage, LLC
NMLS ID: 1429043
License#: RM.804500.000
6.415% 6.250% 0.75 $5,600 $1,971 Learn More
Sebonic
NMLS ID: 66247
6.576% 6.500% 0.75 $2,544 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.953% 6.875% 0.63 $2,534 $2,103 Learn More
AimLoan.com
NMLS ID: 2890
License#: MBMB.850089.000
6.989% 6.875% 0.88 $3,721 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Gulf States
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Gulf States branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Gulf States Locations around zip code 43085


BranchDistance Map View Lobby Hours

Gulf States Credit Union

786.86 A View Lobby Hours


Climate Policy and Initiatives

GULF STATES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Gulf States Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gulf States. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gulf States U.S. Average
2.87% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Gulf States had $119,270 in non-current loans and $25,000 in owned assets. To cover these potential losses it had $4,921,411 in net worth and $99,415 in loans loss reserves. That gives it a Texas Ratio of 2.87%.

Net Worth
Gulf States U.S. Average
13.18% 13.93%

Gulf States FCU has a net worth of 13.18% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Gulf States

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